Corporate & FI Credit Underwriting Analyst

Alternatif Bank

• Candidate should have graduated with a good degree from a recognized university.
• At least 3-5 years of relevant work experience in credit analyst in the banking and finance industry.
• Strong knowledge of, and experience in, credit analysis.
• Sophisticated analytical skills including extensive experience in analyzing financial statements in order to assess credit risks.
• Analytical, detailed-oriented and team player.
• Ability to work under pressure and tight deadlines.
• Excellent written and interpersonal communication skills. 

İŞ TANIMI

• Evaluating the financial standing of new and existing borrowers;
• Preparing accurate, clear, well-organized and complete written summary/analysis (Credit Opinion) with recommendations for approval or decline;
• Analyzing cash flow projections, comment on the reasonableness of assumptions in both management’s and Bank’s sensitivity cases;
• Comparing the prospective borrower to its peers and notes industry trends;
• Working in partnership with Relationship Managers in order to understand business requirements and structure credit facilities to meet those specifications;
• Participating client due diligence meetings;
• Ensuring that new transactions and credit renewals meet Bank’s risk acceptance criteria, credit policies and procedures and regulatory requirements;