{"id":14379,"date":"2024-04-17T13:33:49","date_gmt":"2024-04-17T10:33:49","guid":{"rendered":"https:\/\/www.kariyer.net\/ik-blog\/?p=14379"},"modified":"2025-02-04T15:33:16","modified_gmt":"2025-02-04T12:33:16","slug":"2025-emeklilik-maasi-hesaplama-emekli-olsam-ne-kadar-maas-alirim","status":"publish","type":"post","link":"https:\/\/www.kariyer.net\/ik-blog\/2025-emeklilik-maasi-hesaplama-emekli-olsam-ne-kadar-maas-alirim\/","title":{"rendered":"2025 emeklilik maa\u015f\u0131 hesaplama: Emekli olsam ne kadar maa\u015f al\u0131r\u0131m?"},"content":{"rendered":"<p><strong>\u00c7al\u0131\u015fma hayat\u0131nda uzun y\u0131llar \u00e7al\u0131\u015fan insanlar, emekli olacaklar\u0131 g\u00fcn\u00fc sab\u0131rs\u0131zl\u0131kla beklerken en \u00e7ok ara\u015ft\u0131rd\u0131klar\u0131 konulardan birisi ne kadar emeklilik maa\u015f\u0131 al\u0131r\u0131m, ne zaman emekli olurum, gibi konular. Emekli maa\u015f\u0131 hesaplamaya dair merak edilenlere bu yaz\u0131m\u0131zda yer verdik!<\/strong><\/p>\n<p>Emekli olduktan sonra \u00e7al\u0131\u015fmay\u0131 d\u00fc\u015f\u00fcnenler <strong><a href=\"https:\/\/www.kariyer.net\/is-ilanlari\/emekli\" target=\"_blank\" rel=\"noopener\">emekli i\u015f ilanlar\u0131<\/a><\/strong> sayfas\u0131n\u0131 inceleyerek yeni i\u015f f\u0131rsatlar\u0131n\u0131 ara\u015ft\u0131r\u0131rken, emekli olmay\u0131 d\u00fc\u015f\u00fcnenler de emekli maa\u015f\u0131 hesaplama y\u00f6ntemini etkileyen kriterleri ara\u015ft\u0131r\u0131yor. Detayl\u0131 a\u00e7\u0131klamalara ge\u00e7meden \u00f6nce hemen s\u00f6yleyelim; \u00f6nemli kriterlerden ilki \u00f6denen prim miktar\u0131d\u0131r. Dolay\u0131s\u0131yla ki\u015filerin \u00f6denen pirim miktar\u0131na g\u00f6re <strong>emeklilik maa\u015f\u0131 hesaplama<\/strong> y\u00f6ntemi de de\u011fi\u015fir.<\/p>\n<p>Emekli maa\u015f\u0131 hesaplarken sigortal\u0131l\u0131k s\u00fcresi, ya\u015f, prim \u00f6deme g\u00fcn say\u0131s\u0131 \u00f6nemli kriterlerdendir. Hangi d\u00f6nemde sigortal\u0131 olundu\u011fu emeklilik maa\u015f\u0131n\u0131 ve ya\u015f\u0131n\u0131 etkiler. T\u00fcm ko\u015fullar\u0131 sa\u011flayan ki\u015filer \u015fartlara g\u00f6re emekli olmaya hak kazan\u0131r. \u00dclkemizde sigortal\u0131l\u0131k konusunda 3 farkl\u0131 sigorta sistemi i\u015fler ve bu sigorta sistemi kapsam\u0131nda yer alan sigorta kollar\u0131 4A, 4B, 4C sigorta kollar\u0131d\u0131r. SGK&#8217;n\u0131n b\u00fcnyesinde bulunan bu sigorta kollar\u0131na g\u00f6re farkl\u0131 \u015fartlarda emeklilik hesaplamas\u0131 yap\u0131l\u0131r SGK i\u015fveren sisteminde emeklilik hesaplama robotu ile emekli olundu\u011funda ne kadar maa\u015f al\u0131naca\u011f\u0131 kolayl\u0131kla hesaplanabilir. SGK kurumunun sa\u011flam\u0131\u015f oldu\u011fu bu sisteme girildi\u011finde T.C kimlik numaras\u0131, baba ad\u0131, do\u011fum tarihi, SGK sicil numaras\u0131 yazd\u0131ktan sonra sistem otomatik olarak ne zaman emekli olaca\u011f\u0131n\u0131z\u0131 ve emekli oldu\u011funuzda ne kadar maa\u015f alaca\u011f\u0131n\u0131z\u0131 ekrana yans\u0131t\u0131r. Bunun yan\u0131 s\u0131ra <strong>emeklilik maa\u015f\u0131 sorgulama<\/strong> i\u00e7in SGK ve E-devlet sitelerinden faydalan\u0131l\u0131r. E-devlet platformunda da emekli maa\u015f hesaplamas\u0131 yap\u0131labilir.<\/p>\n<h2><strong>Emeklilik maa\u015f\u0131\u00a0<\/strong><\/h2>\n<p>Sigortal\u0131 olarak sigorta kollar\u0131nda \u00e7al\u0131\u015fan ki\u015filer kanunda belirtilen y\u00fck\u00fcml\u00fcl\u00fckleri yerine getirdiklerinde emekli olmaya hak kazan\u0131rlar. SGK&#8217;dan veya Ba\u011f-Kur&#8217;dan emekli olacak \u00e7al\u0131\u015fanlar\u0131n emekli maa\u015f\u0131 hesaplamas\u0131 i\u00e7in farkl\u0131 kriterler bulunur. Emekli maa\u015flar\u0131 hesaplamas\u0131 y\u0131llara, prim \u00f6demelerine ve sand\u0131klara g\u00f6re de\u011fi\u015fir. &#8216;Sosyal G\u00fcvenlik Reformu&#8217; ad\u0131 alt\u0131nda \u00e7\u0131kar\u0131lan d\u00fczenlemeler emeklilik hesaplar\u0131n\u0131 da de\u011fi\u015ftirmi\u015ftir. Pek \u00e7ok ki\u015fi ne zaman ve hangi ko\u015fullarda emekli olaca\u011f\u0131n\u0131 hesaplamakta g\u00fc\u00e7l\u00fck \u00e7ekmekte ve emekli maa\u015f\u0131n\u0131 merak etmektedir. SGK&#8217;dan emekli olabilmek i\u00e7in \u00fc\u00e7 farkl\u0131 tarihe g\u00f6re emeklilik \u015fartlar\u0131 aranmaktad\u0131r. Bu nedenle <strong>emeklilik i\u00e7in prim g\u00fcn say\u0131s\u0131<\/strong> hesaplanmas\u0131nda sigortal\u0131n\u0131n \u00e7al\u0131\u015fmaya ba\u015flad\u0131\u011f\u0131 tarih ve kanun de\u011fi\u015fikli\u011finin yap\u0131ld\u0131\u011f\u0131 sigortal\u0131l\u0131k s\u00fcresi \u00f6nemlidir.\u00a0 Yaln\u0131zca emeklilik ya\u015f\u0131 nedeniyle de\u011fil, ayn\u0131 zamanda emekli maa\u015flar\u0131n\u0131n hesaplanma \u015feklindeki de\u011fi\u015fiklikler nedeniyle de birka\u00e7 farkl\u0131 hesap d\u00f6nemi vard\u0131r. <strong>Emeklilik maa\u015f\u0131 hesaplama form\u00fcl\u00fc,<\/strong> y\u0131ll\u0131k ortalama maa\u015f\u0131n &#8220;ayl\u0131k ba\u011flanma oran\u0131&#8221; ile \u00e7arp\u0131l\u0131p sonucun SGK&#8217;ya prim olarak \u00f6denen y\u0131l say\u0131s\u0131na b\u00f6l\u00fcnmesiyle ayl\u0131k emekli maa\u015f\u0131 hesaplama sonucunu verir.<\/p>\n<h2><strong>En d\u00fc\u015f\u00fck emekli maa\u015f\u0131 ne kadar?<\/strong><\/h2>\n<p>\u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakan\u0131 Vedat I\u015f\u0131khan, taban maa\u015f d\u00fczenlemesi i\u00e7in a\u00e7\u0131klamada bulundu. Buna g\u00f6re; en d\u00fc\u015f\u00fck emekli maa\u015f\u0131 6 ayl\u0131k enflasyon oran\u0131 kadar;\u00a0 %15,75 oran\u0131nda art\u0131r\u0131larak 12 bin 500 TL&#8217;den 14 bin 469 TL&#8217;ye y\u00fckseltildi.<\/p>\n<h2><strong>Emeklilik maa\u015f\u0131 hesaplama\u00a0\u00a0<\/strong><\/h2>\n<p>Emekli olmak i\u00e7in \u00e7al\u0131\u015fan ki\u015filer emekli olduklar\u0131nda ne kadar maa\u015f alacaklar\u0131n\u0131 \u00f6\u011frenmek isterler. <strong>Emeklilik maa\u015f\u0131 ne kadar<\/strong> sorusunu cevaplamak i\u00e7in \u00f6ncelikle ki\u015filerin emeklilik \u015fartlar\u0131n\u0131n belirlenmesi gerekir.<\/p>\n<p>\u00c7al\u0131\u015fma hayat\u0131nda \u00e7al\u0131\u015fanlar\u0131n en \u00e7ok merak etti\u011fi konulardan birisi emeklilik \u015fartlar\u0131, <strong>emeklilik maa\u015f\u0131<\/strong> ve emeklilik prim g\u00fcn say\u0131s\u0131d\u0131r. Herkes emekli olma hayali ile \u00e7al\u0131\u015f\u0131r ve emekli olduklar\u0131nda da ne kadar maa\u015f alacaklar\u0131n\u0131 ve ya\u015fam standartlar\u0131n\u0131n nas\u0131l olaca\u011f\u0131n\u0131 bilmek isterler. Kimlerin hangi stat\u00fcde, hangi \u015fartlarda emekli olaca\u011f\u0131, emekli maa\u015f\u0131n\u0131n nas\u0131l hesapland\u0131\u011f\u0131 gibi konular \u00e7e\u015fitli d\u00f6nemlerde \u00e7\u0131kan kanunlarla d\u00fczenlenmi\u015ftir ve halen d\u00fczenlenmeye devam etmektedir.<\/p>\n<p>Emekli olmak i\u00e7in \u00f6ncelikle 3 \u015fart gereklidir. \u0130\u015f\u00e7i, memur t\u00fcm \u00e7al\u0131\u015fanlar\u0131n ve kendi mesle\u011fini yapan ba\u011f\u0131ms\u0131z olarak \u00e7al\u0131\u015fan ki\u015filerin emekli olabilmesi i\u00e7in 3 \u015fart\u0131n yerine getirilmesi gerekir. Bu \u015fartlardan birisi belirli bir s\u00fcre sigortal\u0131 olma \u015fart\u0131d\u0131r. Sigortal\u0131l\u0131k s\u00fcresi ile birlikte belirli bir ya\u015f\u0131n da tamamlanmas\u0131 gerekir. Emekli olmak i\u00e7in \u00fc\u00e7\u00fcnc\u00fc \u015fart ise prim \u00f6deme g\u00fcn say\u0131s\u0131d\u0131r. Bu 3 \u015fart bir araya geldi\u011fi zaman ki\u015filer emekli olmaya hak kazan\u0131rlar.<\/p>\n<p>Ki\u015filerin ne zaman emekli olunaca\u011f\u0131n\u0131n bilinmesi i\u00e7in 2 tarih olduk\u00e7a \u00f6nemlidir. Ki\u015filerin do\u011fum tarihi ve ilk kez sigortal\u0131 olduklar\u0131 tarih hesaplamaya dahil edilir. Ayr\u0131ca ne zaman emekli olunaca\u011f\u0131n\u0131 etkileyen en \u00f6nemli fakt\u00f6rlerden birisi de \u00f6denen prim \u00f6deme g\u00fcn say\u0131s\u0131d\u0131r. Emeklilik d\u00f6neminde belirli bir ya\u015f\u0131n tamamlanmas\u0131 ile birlikte do\u011fum tarihi \u00f6zellikle g\u00fcn ay ve y\u0131l olarak emeklilik hesab\u0131nda dikkate al\u0131n\u0131r.<\/p>\n<p>\u0130lk kez sigortal\u0131 olduklar\u0131 tarih sigortac\u0131l\u0131k s\u00fcresini ve hangi \u015fartlara hangi kanuna tabi oldu\u011funun belirlenmesi a\u00e7\u0131s\u0131ndan olduk\u00e7a \u00f6nemlidir. Ki\u015filerin emeklilik i\u00e7in prim \u00f6deme g\u00fcn say\u0131lar\u0131 ise emeklilik maa\u015f\u0131n\u0131 etkileyen en \u00f6nemli unsurdur. 3 tarih emeklilikteki ya\u015f\u0131, maa\u015f\u0131 ve prim \u00f6deme g\u00fcn say\u0131lar\u0131n\u0131 etkiler. Emeklilik \u015fartlar\u0131 kapsam\u0131nda 4a sigortal\u0131l\u0131k kapsam\u0131na tabi olanlar yani SGK&#8217;ya tabi olarak \u00e7al\u0131\u015fanlar i\u00e7in 2 tarih \u00f6nemlidir. Bu tarihler 8 eyl\u00fcl 1999 ve 30 nisan 2008 tarihidir. Bu tarihten \u00f6nce veya daha sonra sigortal\u0131l\u0131k giri\u015f tarihlerine g\u00f6re emeklilik \u015fartlar\u0131nda \u00f6nemli farkl\u0131l\u0131klar bulunur. 8 eyl\u00fcl 1999 y\u0131l\u0131ndan \u00f6nce ilk kez sigortal\u0131 olan bir ki\u015finin emekli olabilmesi i\u00e7in kad\u0131nlarda 58 erkeklerde 60 ya\u015f\u0131nda doldurmak ve 7.000 g\u00fcn prim \u00f6demek \u015fart\u0131 vard\u0131r. Bununla birlikte 7 eyl\u00fcl 1999&#8217;da ilk kez sigortas\u0131 ba\u015flayan bir ki\u015finin bu ki\u015fi kad\u0131n ise 56 erkek ise 58 ya\u015f\u0131nda doldurdu\u011fu zaman ve 5.975 prim g\u00fcn say\u0131s\u0131n\u0131 tamamlad\u0131\u011f\u0131 zaman emekli olmaya hak kazan\u0131r.<\/p>\n<p><strong>Emeklilik maa\u015f\u0131 hesaplama<\/strong> ve emekli olma kriterlerindeki en \u00f6nemli \u015fart ilk kez sigortal\u0131 olunan tarihtir.\u00a0 Emeklilik maa\u015f\u0131 hesaplan\u0131rken bir\u00e7ok fakt\u00f6r de\u011ferlendirilir. Her sigorta koluna g\u00f6re <strong>emeklilik maa\u015f\u0131 ve ikramiye hesaplama<\/strong> y\u00f6nteminde farkl\u0131 kriterler bulunur. <strong>Emeklilik maa\u015f\u0131 zam<\/strong> ve oranlar hesaplan\u0131rken de dikkate al\u0131nacak olan fakt\u00f6rler \u015funlard\u0131r:<\/p>\n<ul>\n<li>Prim \u00f6deme g\u00fcn say\u0131s\u0131<\/li>\n<li>Emekli olunan y\u0131l<\/li>\n<li>\u0130lk sigortaya ba\u015flama tarihi<\/li>\n<li>SGK&#8217;ya \u00f6denen primin toplam tutar\u0131<\/li>\n<li>Emekli olunan y\u0131l<\/li>\n<li>Ya\u015f<\/li>\n<li>Sigortal\u0131l\u0131k s\u00fcresi<\/li>\n<li>Ba\u011fl\u0131 bulundu\u011fu sosyal g\u00fcvenlik kurumu<\/li>\n<li>\u0130\u015fkolu ( 4A, 4B, 4C)<\/li>\n<\/ul>\n<p>Emekli maa\u015f\u0131n\u0131n hesaplanmas\u0131nda i\u015f koluna g\u00f6re farkl\u0131 kriterler baz al\u0131n\u0131r. \u00d6rne\u011fin 4\/c sigortaya tabi olan memurlar\u0131n emekli ayl\u0131klar\u0131n\u0131n hesaplama y\u00f6ntemi di\u011ferlerine g\u00f6re daha kolayd\u0131r. <strong>Memur emeklilik maa\u015f\u0131 hesaplama<\/strong> i\u00e7in kullan\u0131lan form\u00fcl:<\/p>\n<p>Ortalama ayl\u0131k kazan\u00e7 x Ayl\u0131k ba\u011flanma oran\u0131d\u0131r.<\/p>\n<p>\u00d6rnek verecek olursak; 25 y\u0131l memur olarak 2000 TL br\u00fct \u00fccretle \u00e7al\u0131\u015fan birinin emekli ayl\u0131\u011f\u0131 1000 TL olarak hesaplan\u0131r. E\u011fer 30 y\u0131l \u00e7al\u0131\u015f\u0131ld\u0131ysa o zaman emekli ayl\u0131\u011f\u0131 1200 TL olur.<\/p>\n<h2><strong>Memur emekli \u015fartlar\u0131 neler?<\/strong><\/h2>\n<p>5510 say\u0131l\u0131 Kanun&#8217;a tabi kad\u0131n ve erkek memurlar, 25 y\u0131l hizmetlerinin olmas\u0131 ve gerekli ya\u015f \u015fart\u0131n\u0131 sa\u011flamalar\u0131 durumunda emekli maa\u015f\u0131 almaya hak kazanabiliyor; ancak 15 y\u0131l hizmetleri olanlar da belirli ya\u015f \u015fart\u0131n\u0131 tamamlamalar\u0131 \u015fart\u0131yla emekli ayl\u0131\u011f\u0131na hak kazanabiliyor.<\/p>\n<h3><strong>4A Emekli maa\u015f\u0131 hesaplama<\/strong><\/h3>\n<p><strong>SGK emeklilik maa\u015f\u0131 hesaplama<\/strong> i\u00e7in gerekli olan 2008&#8217;den \u00f6nce, prim hesaplamas\u0131 \u00e7al\u0131\u015fan\u0131n ilk sigortal\u0131l\u0131k ya\u015f\u0131na g\u00f6re yap\u0131lmaktayd\u0131. O y\u0131ldan itibaren ka\u00e7 g\u00fcn prim \u00f6dedikleri \u00fczerinden hesaplama yap\u0131lmaya ba\u015fland\u0131. Bu durum, \u00e7al\u0131\u015fan\u0131n sigortal\u0131l\u0131\u011f\u0131na 2008 y\u0131l\u0131ndan sonra ba\u015flamas\u0131 durumunda da ge\u00e7erlidir.<\/p>\n<p>Bu durumda 2009 y\u0131l\u0131nda i\u015fe ba\u015flayan erkek \u00e7al\u0131\u015fan\u0131n (4A), 60 ya\u015f\u0131nda emekli olmadan \u00f6nce 7200 prim g\u00fcn\u00fcn\u00fc tamamlayabilece\u011fi hesaplanabilir. 2009&#8217;dan sonra prim \u00f6demeye ba\u015flarsa, 2044 y\u0131l\u0131nda emekli olana kadar emeklilik ya\u015f\u0131 her 2 y\u0131lda bir 1 y\u0131l artar.\u00a0 2000 y\u0131l\u0131 \u00f6ncesi 4A SGK sigorta giri\u015fleri emeklilik hesaplama verilerini vermektedir. Bu bilgiler, benzersiz bir emeklilik hesaplamas\u0131 olu\u015fturmak i\u00e7in a\u011f\u0131rl\u0131kl\u0131 bir form\u00fclle birle\u015ftirilir. Elde edilen emeklilik oran\u0131 ve katsay\u0131s\u0131 hesaplamada kullan\u0131l\u0131r. Bu y\u00f6ntem a\u015fa\u011f\u0131daki \u00f6rnekte g\u00f6r\u00fclebilir. 2019 emeklilik y\u0131l\u0131 hesaplan\u0131rken i\u00e7inde bulunulan y\u0131la ait de\u011ferler referans olarak kullan\u0131lmaktad\u0131r. \u00d6rne\u011fin; 2019 y\u0131l\u0131nda emekli olmay\u0131 planlayan bir ki\u015fi ba\u015flang\u0131\u00e7 noktas\u0131 olarak 2018 de\u011ferlerini kullan\u0131r. Bu, o y\u0131ldan \u00f6nceki bir y\u0131ldaki de\u011ferlerinin referans olarak kullan\u0131ld\u0131\u011f\u0131 anlam\u0131na gelir.<\/p>\n<p><strong>4A emeklilik maa\u015f\u0131 hesaplama<\/strong> i\u00e7in ki\u015finin ortalama y\u0131ll\u0131k geliri hesaplan\u0131r. Bu hesaplama yap\u0131l\u0131rken son 10 y\u0131ll\u0131k kazan\u00e7lar de\u011ferlendirilir. Ard\u0131ndan, ortalama y\u0131ll\u0131k geliri bulmak i\u00e7in ki\u015finin son 10 y\u0131ldaki geliri 10&#8217;a b\u00f6l\u00fcn\u00fcr. Bu hesaplamadan sonra bulunan de\u011feri g\u00f6sterge tablosu ile kar\u015f\u0131la\u015ft\u0131r\u0131l\u0131r ve en yak\u0131n de\u011feri metrik numaras\u0131 olarak kabul edilir. SGK (\u015fimdiki ad\u0131yla 4A ayl\u0131\u011f\u0131) hesaplamas\u0131 i\u00e7in T\u00fcrkiye Cumhuriyeti Sosyal G\u00fcvenlik Kurumu&#8217;na ait bir adresten sorgulama yap\u0131lmas\u0131 gerekmektedir.<\/p>\n<h2><strong>Emeklilik ya\u015f\u0131 hesaplama\u00a0<\/strong><\/h2>\n<p>Emeklilik ya\u015f\u0131 belirlenirken \u015fartlar her \u00fclkeye g\u00f6re farkl\u0131l\u0131k g\u00f6sterir. Bir\u00e7ok \u00fclkede genel olarak erkeklere g\u00f6re kad\u0131nlar daha erken ya\u015fta emekli olmay\u0131 hak ederler. \u00dclkemizde kanunla devlet taraf\u0131ndan farkl\u0131 ko\u015fullara g\u00f6re ya\u015f belirlenir. Ki\u015filerin ne zaman emekli olacaklar\u0131 belirlenirken ka\u00e7 ya\u015f\u0131nda sigortaya ba\u015flad\u0131klar\u0131 ve sigortal\u0131 olduklar\u0131 y\u0131l olduk\u00e7a \u00f6nemlidir. Ayr\u0131ca emeklilik ya\u015f\u0131 hesaplan\u0131rken ki\u015finin \u00f6denen SGK prim tutar\u0131 da dikkate al\u0131n\u0131r.<\/p>\n<p>\u00dclkemizde ya\u015f\u0131 belirleyen en \u00f6nemli kriterlerde belirli d\u00f6nemler bulunur. 1990 \u00f6ncesi ve 2008 \u00f6ncesi gibi d\u00f6nemlerde hesaplamalar farkl\u0131la\u015f\u0131r. Kanundaki sigortal\u0131n\u0131n i\u015fe ba\u015flama tarihinde belirtilen kriterlere g\u00f6re t\u00fcm \u015fartlar\u0131 ta\u015f\u0131yan ki\u015filer emekli olmaya hak kazanabilirler ve primlerini tam olarak \u00f6demeleri gerekir. Hesaplamalardan referans al\u0131nan en \u00f6nemli kaynak, \u00f6denen primlerdir. Ki\u015finin \u00e7al\u0131\u015fmaya ba\u015flam\u0131\u015f oldu\u011fu ilk tarih ve ba\u011fl\u0131 bulundu\u011fu sigorta kolu emeklilik ya\u015f\u0131n\u0131n hesaplamas\u0131nda \u00f6ncelikle cinsiyet dikkate al\u0131n\u0131r. Kad\u0131n ve erkekler farkl\u0131 zamanlara g\u00f6re emeklili\u011fi hak eder.<\/p>\n<p>Cinsiyetin yan\u0131 s\u0131ra sigorta ba\u015flang\u0131c\u0131n\u0131n hangi tarihte yap\u0131ld\u0131\u011f\u0131 ve hangi se\u00e7enek kapsam\u0131nda prim \u00f6dedikleri \u015fart\u0131 hesaplamaya dahil edilir. G\u00fcn\u00fcm\u00fcze kadar emeklilik hesaplamas\u0131nda kanunen bir\u00e7ok de\u011fi\u015fiklik yap\u0131lm\u0131\u015f ve hala yap\u0131lmaya devam etmektedir. Bu y\u00fczden kanunlar\u0131n y\u0131l\u0131na da dikkat etmek gerekir. Ki\u015finin \u00e7al\u0131\u015ft\u0131\u011f\u0131 hangi tarihteki kanun kapsam\u0131na girdi\u011fi \u00f6nemlidir. 8 Eyl\u00fcl 1999 y\u0131l\u0131 emeklilik ya\u015f\u0131n\u0131n hesaplamas\u0131nda olduk\u00e7a \u00f6nemli bir y\u0131ld\u0131r. 8 Eyl\u00fcl 1999 y\u0131l\u0131ndan \u00f6nce sigorta kapsam\u0131na girmi\u015f olanlar\u0131n \u015fartlar\u0131 daha farkl\u0131d\u0131r. Bununla birlikte 8 Eyl\u00fcl 1999 ve 30 Nisan 2008 y\u0131llar\u0131 aras\u0131nda sigortal\u0131 olan ki\u015filerin hesaplamas\u0131 farkl\u0131 kriterlere ve ya\u015fa ba\u011fl\u0131d\u0131r. Ayn\u0131 \u015fekilde 30 Nisan 2008&#8217;den sonra sigortal\u0131 olan ki\u015filerin hesaplamalar\u0131ndaki \u015fartlar de\u011fi\u015fir. Bu y\u00fczden emeklilik ya\u015f\u0131n\u0131n hesaplamas\u0131nda bu d\u00f6nemler \u00f6nemlidir.<\/p>\n<p><strong>Kad\u0131nlarda emeklilik prim g\u00fcn say\u0131s\u0131<\/strong> 1999 y\u0131l\u0131ndan \u00f6nce sigortal\u0131 olan ki\u015filer i\u00e7in 3600 g\u00fcnd\u00fcr. Ayr\u0131ca prim \u00f6deme \u015fart\u0131 ve 15 sene kapsam\u0131nda emekli olmaya hak kazan\u0131rlar. 1999 y\u0131l\u0131ndan \u00f6nce sigortal\u0131 olarak i\u015fe ba\u015flayan ki\u015finin cinsiyeti kad\u0131n ise emeklilik ya\u015f\u0131 56&#8217;d\u0131r. Erkekler ise 1999 y\u0131l\u0131ndan \u00f6nce sigortal\u0131 olan ki\u015filerin 3600 g\u00fcn prim \u00f6demeyi tamamlamas\u0131 ve 15 y\u0131l\u0131 doldurmas\u0131 ile birlikte 58 ya\u015f\u0131nda emekli olabilirler. 9 Eyl\u00fcl 1999 ve Nisan 2008 y\u0131llar\u0131 aras\u0131nda sigortal\u0131 olan ki\u015filerin durumlar\u0131 daha farkl\u0131 kriterlere ba\u011fl\u0131d\u0131r. Bu tarihler aras\u0131nda sigortal\u0131 olarak \u00e7al\u0131\u015fmaya ba\u015flayan ki\u015filer i\u00e7in 25 sene boyunca sigortal\u0131l\u0131k \u015fart\u0131 aran\u0131r. Bununla birlikte 7.000 g\u00fcnl\u00fck primlerinin tam olarak yat\u0131r\u0131lmas\u0131 en \u00f6nemli unsurlardand\u0131r.<\/p>\n<p>25 y\u0131ll\u0131k sigortal\u0131 olan ki\u015filerin prim \u00f6deme \u015fartlar\u0131 yeterli oldu\u011fu zaman erkekler 60, kad\u0131nlar ise 58 ya\u015f\u0131n\u0131 doldurduklar\u0131nda emeklili\u011fe hak kazan\u0131rlar. Emeklilik ya\u015f hesaplamas\u0131nda ki\u015filerin hangi mesle\u011fi icra ettikleri de olduk\u00e7a \u00f6nemlidir. \u00d6rne\u011fin; kolluk kuvvetlerinde \u00e7al\u0131\u015fan ki\u015filer daha erken ya\u015flarda emekli olmaya hak kazan\u0131rlar. Bununla birlikte, bedensel a\u00e7\u0131dan y\u0131pranmaya yol a\u00e7abilecek end\u00fcstriyel baz\u0131 i\u015f ortamlar\u0131nda da kanuna g\u00f6re daha erken emekli olma hakk\u0131 bulunur.<\/p>\n<h2><strong>\u00a04A, 4B, 4C\u00a0\u00a0<\/strong><\/h2>\n<p>Sosyal G\u00fcvenlik Sigortas\u0131, \u00e7e\u015fitli sigortal\u0131 \u00e7al\u0131\u015fan kategorilerine fayda sa\u011flar. Bu kategoriler \u00e7al\u0131\u015fanlar\u0131n mesleki alanlar\u0131na ve \u00e7al\u0131\u015fma bi\u00e7imlerine g\u00f6re belirlenmi\u015ftir. 2006&#8217;dan \u00f6nce bu kategoriler Emekli Sand\u0131\u011f\u0131, SGK, Ba\u011f-Kur olarak kategoriye ayr\u0131lm\u0131\u015ft\u0131. O y\u0131l yasal bir d\u00fczenleme yap\u0131ld\u0131ktan sonra t\u00fcm bu kategoriler SGK ba\u015fl\u0131\u011f\u0131 alt\u0131nda birle\u015ftirildi. Yeni sistemle birlikte ki\u015filer 4A, 4B ve 4C sigortas\u0131na sahip olmaktad\u0131r.<\/p>\n<ul>\n<li>4A sigortas\u0131 sosyal sigorta olarak adland\u0131r\u0131l\u0131r. Engellilik, sa\u011fl\u0131k ve emeklilik primlerini kapsar. \u0130\u015fverenler bu sisteme \u00e7al\u0131\u015fanlar\u0131n\u0131n br\u00fct maa\u015f\u0131 \u00fczerinden \u00f6deme yapmaktad\u0131r.<\/li>\n<li>Serbest meslek sahipleri 4B sigortas\u0131na hak kazanabilirler. Bu t\u00fcr sosyal sigortalar, \u00e7al\u0131\u015fan maa\u015f kesintilerini alarak devlete \u00f6deme yapar.<\/li>\n<li>4C sigortas\u0131, devlet i\u015flerinde \u00e7al\u0131\u015fan ki\u015filer i\u00e7in sigorta primlerinin bedelinin do\u011frudan devlet taraf\u0131ndan kesildi\u011fi ve devlet taraf\u0131ndan \u00f6dendi\u011fi bir sosyal sigorta t\u00fcr\u00fcd\u00fcr.<\/li>\n<\/ul>\n<p>4A 4B 4C, sigortal\u0131n\u0131n farkl\u0131 prim \u00f6deme sistemlerine ba\u011fl\u0131 oldu\u011fu anlam\u0131na gelir. Bir i\u015f yerinde i\u015f s\u00f6zle\u015fmesi kapsam\u0131nda \u00e7al\u0131\u015fanlar 4A kapsam\u0131ndad\u0131r. \u00c7o\u011fu sigortal\u0131 \u00e7al\u0131\u015fan bu \u015fekilde \u00e7al\u0131\u015fmaktad\u0131r. &#8220;4B sigortas\u0131 ne demek?&#8221;, &#8220;4C sigortas\u0131 ne demek?&#8221; sorular\u0131n\u0131n da cevaplanmas\u0131 gerekmektedir. 4B sigortal\u0131 \u00e7al\u0131\u015fanlar, daha \u00f6nce Ba\u011f-Kur&#8217;dan sigortal\u0131 olup, ba\u011f\u0131ms\u0131z \u00e7al\u0131\u015fan ki\u015filerdir. \u0130\u015f sahipleri, t\u00fcccarlar ve zanaatkarlar bu kapsamda yer al\u0131r. Ayr\u0131ca memur se\u00e7me s\u0131nav\u0131na girerek kamu kurumlar\u0131nda B tipi personel kapsam\u0131nda \u00e7al\u0131\u015fanlar da 4B sigortal\u0131s\u0131 say\u0131l\u0131r. Bununla birlikte, 4C sigortal\u0131lar\u0131 devlette \u00e7al\u0131\u015fan memurlard\u0131r. Ayr\u0131ca k\u0131demi 1 y\u0131ldan az olan veya sezonluk \u00e7al\u0131\u015fanlar da bu kapsama dahildir.<\/p>\n<h2><strong><span class=\"ui-provider ee bgv bgw bgx bgy bgz bha bhb bhc bhd bhe bhf bhg bhh bhi bhj bhk bhl bhm bhn bho bhp bhq bhr bhs bht bhu bhv bhw bhx bhy bhz bia bib bic\" dir=\"ltr\">Emekli maa\u015f\u0131 hesaplama ara\u00e7lar\u0131 neler?<\/span><\/strong><\/h2>\n<p>Emekli maa\u015f\u0131 hesaplama ara\u00e7lar\u0131, genellikle \u00fclkelerin sosyal g\u00fcvenlik kurumlar\u0131 veya emeklilik fonlar\u0131 taraf\u0131ndan sunulur. Bu ara\u00e7lar, emekli olmak isteyen ki\u015filerin emekli maa\u015flar\u0131n\u0131 tahmin etmelerine yard\u0131mc\u0131 olur. T\u00fcrkiye&#8217;de Sosyal G\u00fcvenlik Kurumu&#8217;nun (SGK) resmi <strong><a href=\"https:\/\/www.turkiye.gov.tr\/sosyal-guvenlik-4a-emekli-aylik-bilgisi-hesaplama\" target=\"_blank\" rel=\"noopener\">web sitesinde<\/a><\/strong> emekli maa\u015f\u0131 hesaplama arac\u0131 bulunmaktad\u0131r. Bu ara\u00e7, emeklilik ya\u015f\u0131, prim g\u00fcn say\u0131s\u0131, sigortal\u0131l\u0131k s\u00fcresi gibi fakt\u00f6rlere g\u00f6re emekli maa\u015f\u0131n\u0131 hesaplar.<\/p>\n<p>Emekli maa\u015f\u0131 hesaplama ara\u00e7lar\u0131, genellikle ki\u015finin gelecekteki emeklilik gelirini tahmin etmek i\u00e7in kullan\u0131l\u0131r ve kesin maa\u015f miktar\u0131n\u0131 belirtmez. Bu ara\u00e7lar, ki\u015filere emeklilik planlar\u0131n\u0131 olu\u015ftururken ve finansal hedeflerini belirlerken, bir fikir vermek amac\u0131yla kullan\u0131lmal\u0131d\u0131r.<\/p>\n<p>Bunun d\u0131\u015f\u0131nda emeklilik fonlar\u0131 ve \u00f6zel emeklilik \u015firketleri de kendi web sitelerinde emekli maa\u015f\u0131 hesaplama ara\u00e7lar\u0131 sunabilirler. Bu ara\u00e7lar genellikle ki\u015finin emeklilik i\u00e7in birikim yapm\u0131\u015f oldu\u011fu fonun de\u011ferine ve emeklilik plan\u0131na ba\u011fl\u0131 olarak maa\u015f tahmini yapar.<\/p>\n<h2><strong>Emeklilik i\u00e7in prim g\u00fcn say\u0131s\u0131 ka\u00e7?\u00a0<\/strong><\/h2>\n<p><strong>Emeklilik prim g\u00fcn say\u0131s\u0131<\/strong>, emekli olmak i\u00e7in gereken g\u00fcn say\u0131s\u0131d\u0131r. Emekli olmak i\u00e7in gerekli olan prim g\u00fcn say\u0131s\u0131 \u00f6ncelikle cinsiyete g\u00f6re de\u011fi\u015fir. Ayr\u0131ca sigorta primi \u00f6demenin ba\u015flang\u0131\u00e7 tarihi ve emeklilik ya\u015f\u0131 \u015fart\u0131na g\u00f6re g\u00fcn say\u0131lar\u0131 belirlenmi\u015ftir. A\u015fa\u011f\u0131daki tabloda hangi d\u00f6nemde sigortan\u0131z ba\u015flad\u0131ysa gerekli olan emeklilik prim g\u00fcn say\u0131s\u0131n\u0131 bulabilirsiniz.<\/p>\n<h6><strong>Erkekler i\u00e7in hesaplama tablosu;<\/strong><\/h6>\n<p><strong>Sigorta primi \u00f6deme ba\u015flang\u0131\u00e7 tarihi<\/strong> &gt;<strong>Y\u0131l \u015eart\u0131yla Prim G\u00fcn Say\u0131s\u0131<\/strong> &gt; <strong>Emeklilik Ya\u015f\u0131 \u015eart\u0131<\/strong><\/p>\n<ul>\n<li>1.1.2009 ~ 2023\u00a0 1.1.2009 tarihinden itibaren 7100 g\u00fcne her y\u0131l ba\u015f\u0131nda +100 g\u00fcn \u015fart\u0131 eklenecek 60 ya\u015f<\/li>\n<li>31.12.2008 ~ 2009 7100 g\u00fcn 60 ya\u015f<\/li>\n<li>09.09.1999 ~ 31\/12\/2008 7000 g\u00fcn 60 ya\u015f<\/li>\n<li>24.11.1998 ~ 08.09.1999 25 y\u0131l; 5975 g\u00fcn 58 ya\u015f<\/li>\n<li>24.05.1997 ~ 23.11.1998 25 y\u0131l; 5900 g\u00fcn 57 ya\u015f<\/li>\n<li>24.11.1995 ~ 23.05.1997 25 y\u0131l; 5825 g\u00fcn 56 ya\u015f<\/li>\n<li>24.05.1994 ~ 23.11.1995 25 y\u0131l; 5750 g\u00fcn 55 ya\u015f<\/li>\n<li>24.11.1992 ~ 23.05.1994 25 y\u0131l; 5675 g\u00fcn 54 ya\u015f<\/li>\n<li>24.05.1991 ~ 23.11.1992 25 y\u0131l; 5600 g\u00fcn 53 ya\u015f<\/li>\n<li>24.11.1989 ~ 23.05.1991 25 y\u0131l; 5525 g\u00fcn 52 ya\u015f<\/li>\n<li>24.05.1988 ~ 23.11.1989 25 y\u0131l; 5450 g\u00fcn 51 ya\u015f<\/li>\n<li>24.11.1986 ~ 23.05.1988 25 y\u0131l; 5375 g\u00fcn 60 ya\u015f<\/li>\n<li>24.05.1985 ~ 23.11.1986 25 y\u0131l; 5300 g\u00fcn 49 ya\u015f<\/li>\n<li>24.11.1983 ~ 23.05.1985 25 y\u0131l; 5225 g\u00fcn 48 ya\u015f<\/li>\n<li>24.05.1982 ~ 23.11.1983 25 y\u0131l; 5150 g\u00fcn 47 ya\u015f<\/li>\n<li>24.11.1980 ~ 23.05.1982 25 y\u0131l; 5075 g\u00fcn 46 ya\u015f<\/li>\n<li>24.05.1979 ~ 23.11.1980 25 y\u0131l; 5000 g\u00fcn 45 ya\u015f<\/li>\n<li>09.09.1976 ~ 23.05.1979 25 y\u0131l; 5000 g\u00fcn 44 ya\u015f<\/li>\n<li>08.09.1976 ve \u00f6ncesi 25 y\u0131l; 5000 g\u00fcn ya\u015f \u015fart\u0131 yok<\/li>\n<\/ul>\n<h6><strong>Kad\u0131nlar i\u00e7in prim \u00f6deme g\u00fcn say\u0131lar\u0131;<\/strong><\/h6>\n<ul>\n<li>31\/12\/2008 ~ 2009 -7100 g\u00fcn 58 ya\u015f<\/li>\n<li>09.09.1999 ~ 2008 7000 g\u00fcn 58 ya\u015f<\/li>\n<li>24.05.1999 ~ 08.09.199920 y\u0131l 5975 g\u00fcn 56 ya\u015f<\/li>\n<li>24.05.1998 ~ 23.05.1999 20 y\u0131l; 5975 g\u00fcn 55 ya\u015f<\/li>\n<li>24.05.1997 ~ 23.05.199820 y\u0131l; 5975 g\u00fcn 54 ya\u015f<\/li>\n<li>24.05.1996 ~ 23.05.199720 y\u0131l; 5900 g\u00fcn 53 ya\u015f<\/li>\n<li>24.05.1995 ~ 23.05.199620 y\u0131l; 5825 g\u00fcn52 ya\u015f<\/li>\n<li>24.05.1994 ~ 23.05.199520 y\u0131l; 5750 g\u00fcn51 ya\u015f<\/li>\n<li>24.05.1993 ~ 23.05.199420 y\u0131l; 5675 g\u00fcn50 ya\u015f<\/li>\n<li>24.05.1992 ~ 23.05.199320 y\u0131l; 5600 g\u00fcn49 ya\u015f<\/li>\n<li>24.05.1991 ~ 23.05.199220 y\u0131l; 5525 g\u00fcn48 ya\u015f<\/li>\n<li>24.05.1990 ~ 23.05.199120 y\u0131l; 5450 g\u00fcn47 ya\u015f<\/li>\n<li>24.05.1989 ~ 23.05.199020 y\u0131l; 5375 g\u00fcn46 ya\u015f<\/li>\n<li>24.05.1988 ~ 23.05.198920 y\u0131l; 5300 g\u00fcn45 ya\u015f<\/li>\n<li>24.05.1987 ~ 23.05.198820 y\u0131l; 5225 g\u00fcn44 ya\u015f<\/li>\n<li>24.05.1986 ~ 23.05.198720 y\u0131l; 5150 g\u00fcn43 ya\u015f<\/li>\n<li>24.05.1985 ~ 23.05.198620 y\u0131l; 5075 g\u00fcn42 ya\u015f<\/li>\n<li>24.05.1984 ~ 23.05.198520 y\u0131l; 5000 g\u00fcn41 ya\u015f<\/li>\n<li>09.09.1981 ~ 23.05.198420 y\u0131l; 5000 g\u00fcn40 ya\u015f<\/li>\n<li>01.04.1981 ~ 08.09.198120 y\u0131l; 5000 g\u00fcn38 ya\u015f<\/li>\n<li>01.04.1981 ve \u00f6ncesi20 y\u0131l; 5000 g\u00fcn ya\u015f \u015fart\u0131 yok<\/li>\n<\/ul>\n<h2><span class=\"ui-provider ee bgv bgw bgx bgy bgz bha bhb bhc bhd bhe bhf bhg bhh bhi bhj bhk bhl bhm bhn bho bhp bhq bhr bhs bht bhu bhv bhw bhx bhy bhz bia bib bic\" dir=\"ltr\"><strong>Ba\u011f-Kur\u2019lular i\u00e7in emeklilik \u015fartlar\u0131<\/strong><br \/>\n<\/span><\/h2>\n<p>Ba\u011f-Kur; T\u00fcrkiye&#8217;de esnaf, t\u00fcccar, \u00e7ift\u00e7i ve serbest meslek sahipleri gibi belirli meslek gruplar\u0131na y\u00f6nelik sosyal g\u00fcvenlik sistemidir.<\/p>\n<p>Ba\u011f-Kur&#8217;lular\u0131n emeklilik \u015fartlar\u0131, di\u011fer sosyal g\u00fcvenlik kollar\u0131na g\u00f6re farkl\u0131l\u0131k g\u00f6sterir. Sosyal g\u00fcvenlik reformuyla 2008 y\u0131l\u0131nda i\u015f\u00e7i ve memurlar\u0131n emeklili\u011fi i\u00e7in gerekli prim \u00f6deme g\u00fcn say\u0131s\u0131 7 bin 200 (20 y\u0131l) olarak belirlendi. Ba\u011f-Kur&#8217;lular i\u00e7inse bu s\u00fcre 9 bin g\u00fcn (25 y\u0131l) olarak belirlenmi\u015f durumda.<\/p>\n<p>SSK&#8217;da 7200 prim g\u00fcn\u00fcyle kad\u0131nlar 58, erkekler 60 ya\u015f\u0131n\u0131 doldurdu\u011funda emekli olabiliyor; ancak Ba\u011f-Kur&#8217;da ise kad\u0131nlar 58, erkekler 60 ya\u015f ve 9000 prim g\u00fcn\u00fc ko\u015fullar\u0131n\u0131 birlikte sa\u011flamalar\u0131 durumunda emekli olabiliyor. Ba\u011f- Kur&#8217;da emeklilik tarihi, prim \u00f6denen g\u00fcne g\u00f6re belirleniyor.<\/p>\n<h2 class=\"category-detail-title\"><strong>Ba\u011f-Kur&#8217;lu \u00e7al\u0131\u015fanlar\u0131n prim g\u00fcn say\u0131s\u0131 d\u00fc\u015fecek mi?<\/strong><\/h2>\n<p class=\"spot-title\">\u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakan\u0131 Vedat I\u015f\u0131khan, Ba\u011f-Kur&#8217;lular\u0131n emekli olabilmeleri i\u00e7in gereken prim g\u00fcn say\u0131s\u0131n\u0131n 9 binden 7 bin 200&#8217;e d\u00fc\u015f\u00fcr\u00fclmesine ili\u015fkin;<\/p>\n<p class=\"spot-title\">&#8220;Onu Orta Vadeli Plan&#8217;da hayata ge\u00e7irece\u011fiz, s\u0131k\u0131nt\u0131 yok. O s\u00f6z mutlaka yerine gelecek, ama b\u00fct\u00e7e disiplininden de \u00e7ok uzakla\u015fmamam\u0131z gerekiyor&#8221; dedi.<\/p>\n<h2><span class=\"ui-provider ee bgv bgw bgx bgy bgz bha bhb bhc bhd bhe bhf bhg bhh bhi bhj bhk bhl bhm bhn bho bhp bhq bhr bhs bht bhu bhv bhw bhx bhy bhz bia bib bic\" dir=\"ltr\"><strong>Emekli sand\u0131\u011f\u0131na ba\u011fl\u0131 olarak \u00e7al\u0131\u015fanlar\u0131n emeklilik \u015fartlar\u0131<\/strong><br \/>\n<\/span><\/h2>\n<p>Emekli Sand\u0131\u011f\u0131, T\u00fcrkiye&#8217;de kamu \u00e7al\u0131\u015fanlar\u0131n\u0131n emeklilik haklar\u0131n\u0131 ve sosyal g\u00fcvenliklerini d\u00fczenlemek amac\u0131yla kurulmu\u015f bir emeklilik sistemi. Emekli Sand\u0131\u011f\u0131, genellikle devlet memurlar\u0131, \u00f6\u011fretmenler, polisler, askeri personel gibi kamu sekt\u00f6r\u00fcnde \u00e7al\u0131\u015fanlar i\u00e7in ge\u00e7erli.<\/p>\n<p>Emekli sand\u0131\u011f\u0131na ba\u011fl\u0131 olarak emekli olacak memurlar i\u00e7in gerekli \u015fartlar\u0131 ve detaylar\u0131 a\u015fa\u011f\u0131daki yaz\u0131m\u0131zdan inceleyebilirsiniz.<\/p>\n<h2><span class=\"ui-provider ee bgv bgw bgx bgy bgz bha bhb bhc bhd bhe bhf bhg bhh bhi bhj bhk bhl bhm bhn bho bhp bhq bhr bhs bht bhu bhv bhw bhx bhy bhz bia bib bic\" dir=\"ltr\"><strong>Malulen emekli maa\u015f\u0131 nedir, nas\u0131l hesaplan\u0131r?<\/strong><br \/>\n<\/span><\/h2>\n<p>Malulen emekli maa\u015f\u0131; \u00e7al\u0131\u015fan\u0131n i\u015f kazas\u0131, meslek hastal\u0131\u011f\u0131 veya genel sa\u011fl\u0131k durumundan kaynaklanan bir engel nedeniyle \u00e7al\u0131\u015fma kapasitesini kaybetmesi durumunda \u00f6denen bir t\u00fcr emekli maa\u015f\u0131d\u0131r. Malulen emeklilik hakk\u0131 olan ki\u015filer, belirli bir \u00e7al\u0131\u015fma ge\u00e7mi\u015fine ve sa\u011fl\u0131k raporuna dayal\u0131 olarak bu haktan yararlanabilirler.<\/p>\n<p>Malulen emekli maa\u015f\u0131 genellikle \u00fc\u00e7 farkl\u0131 unsura dayal\u0131 olarak hesaplan\u0131r:<\/p>\n<ol>\n<li><strong>Kazan\u00e7 kayb\u0131 oran\u0131:<\/strong> Maluliyet durumunun derecesi, ki\u015finin \u00e7al\u0131\u015fma kapasitesini ne kadar kaybetti\u011fini belirler. Bu oran, sa\u011fl\u0131k kurulu raporu ve uzman doktor muayenesi sonucunda belirlenir.<\/li>\n<li><strong>Hizmet s\u00fcresi ve primler:<\/strong> Ki\u015finin emekli olmadan \u00f6nce prim \u00f6deme s\u00fcresi ve \u00e7al\u0131\u015fma ge\u00e7mi\u015fi de malulen emekli maa\u015f\u0131n\u0131n hesaplanmas\u0131nda \u00f6nemli bir rol oynar. Prim g\u00fcn say\u0131s\u0131 ve prim \u00f6deme miktar\u0131, maa\u015f\u0131n belirlenmesinde dikkate al\u0131n\u0131r.<\/li>\n<li><strong>Esas ayl\u0131k ve ek \u00f6demeler:<\/strong> Malulen emekli maa\u015f\u0131, ki\u015finin hizmet s\u00fcresi ve primlerine dayal\u0131 olarak belirlenen esas ayl\u0131k maa\u015f\u0131na ek olarak, baz\u0131 durumlarda ek \u00f6demeler de i\u00e7erebilir. Bu ek \u00f6demeler, ki\u015finin ya\u015fam standard\u0131n\u0131 korumas\u0131na yard\u0131mc\u0131 olmak amac\u0131yla verilebilir.<\/li>\n<\/ol>\n<h2><strong>Malulen emekli olma \u015fartlar\u0131<\/strong><\/h2>\n<ul>\n<li>Engelli olmadan \u00f6nce en az 15 y\u0131l sigortal\u0131 \u00e7al\u0131\u015fmak ve sigorta primlerini d\u00fczenli \u00f6demek,<\/li>\n<li>En az 1800 g\u00fcn bak\u0131ma muhta\u00e7 olup, \u00e7al\u0131\u015famamak (Bu durumda prim g\u00fcn\u00fc \u015fart\u0131 aranmamaktad\u0131r).<\/li>\n<li>Engel durumuna ili\u015fkin resmi sa\u011fl\u0131k heyeti raporunu ilgili birimlere beyan etmek.<\/li>\n<\/ul>\n<p>Bu \u015fartlar\u0131 sa\u011flayan ki\u015filer, otomatik olarak malul olduklar\u0131n\u0131 ilgili kuruma bildirirler; ancak, malulen emekli olabilmek i\u00e7in engel durumlar\u0131na ili\u015fkin heyet raporu almalar\u0131 gerekir.<\/p>\n<p>Malulen emekli olmak isteyen ki\u015filerin en az %40 engel oran\u0131na sahip olmalar\u0131 gerekir. %40 ile %49 aras\u0131nda engel oran\u0131na sahip olanlar\u0131n en az 18 y\u0131l s\u00fcreyle sigortal\u0131 olmalar\u0131 beklenirken, %50 ile %59 aras\u0131nda olanlar\u0131n en az 16 y\u0131l s\u00fcreyle sigortal\u0131 olmalar\u0131 gerekmektedir.<\/p>\n<p>Malulen emekli maa\u015f\u0131, ba\u015fvuru sahibinin \u00f6denmi\u015f prim g\u00fcn say\u0131s\u0131na, ayl\u0131k al\u0131nan son maa\u015fa engel oran\u0131na ve ba\u011fl\u0131 oldu\u011fu sigorta t\u00fcr\u00fcne g\u00f6re de\u011fi\u015fmektedir.<\/p>\n<p>Kaynaklar: <a href=\"https:\/\/www.resmigazete.gov.tr\/arsiv\/23810.pdf\" target=\"_blank\" rel=\"noopener\">1<\/a>&#8211; <a href=\"https:\/\/www.bloomberght.com\/ht-yazarlar\/ali-tezel\/871905-ise-giris-tarihi-eski-olan-yasa-tabi-degil\" target=\"_blank\" rel=\"noopener\">2<\/a> &#8211; <a href=\"https:\/\/www.resmigazete.gov.tr\/eskiler\/2008\/09\/20080928-12.htm\" target=\"_blank\" rel=\"noopener\">3- <\/a><a href=\"https:\/\/kadimhukuk.com.tr\/emekli-maasi-hesaplama-ssk-bagkur-memur-eyt\/\" target=\"_blank\" rel=\"noopener\">4<\/a> &#8211; <a href=\"https:\/\/ayboga.av.tr\/malulen-emeklilik-maasi-sartlari-ve-basvurusu\/\" target=\"_blank\" rel=\"noopener\">5<\/a><\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID14379\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"14379\"\n         id=\"da-reactions-slot-post-14379\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00c7al\u0131\u015fma hayat\u0131nda uzun y\u0131llar \u00e7al\u0131\u015fan insanlar, emekli olacaklar\u0131 g\u00fcn\u00fc sab\u0131rs\u0131zl\u0131kla beklerken en \u00e7ok ara\u015ft\u0131rd\u0131klar\u0131 konulardan birisi ne kadar emeklilik maa\u015f\u0131 al\u0131r\u0131m, ne zaman emekli olurum, gibi konular. Emekli maa\u015f\u0131 hesaplamaya dair merak edilenlere bu yaz\u0131m\u0131zda yer verdik! Emekli olduktan sonra \u00e7al\u0131\u015fmay\u0131 d\u00fc\u015f\u00fcnenler emekli i\u015f ilanlar\u0131 sayfas\u0131n\u0131 inceleyerek yeni i\u015f f\u0131rsatlar\u0131n\u0131 ara\u015ft\u0131r\u0131rken, emekli olmay\u0131 d\u00fc\u015f\u00fcnenler de [&hellip;]<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID14379\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"14379\"\n         id=\"da-reactions-slot-post-14379\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"author":14,"featured_media":14382,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_elementor_edit_mode":"","_elementor_template_type":"","_elementor_data":"","_elementor_page_settings":null,"_elementor_conditions":[]},"categories":[26,37],"tags":[],"class_list":{"0":"post-14379","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insan-kaynaklari","8":"category-is-kanunu-mevzuat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.4 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Emekli olsam ne kadar maa\u015f al\u0131r\u0131m? 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Emeklilik Maa\u015f\u0131 Hesaplama","description":"Emekli maa\u015f\u0131 hesaplamada prim miktar\u0131 olduk\u00e7a \u00f6nemlidir. 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