{"id":14505,"date":"2024-04-24T10:30:28","date_gmt":"2024-04-24T07:30:28","guid":{"rendered":"https:\/\/www.kariyer.net\/ik-blog\/?p=14505"},"modified":"2024-08-12T11:59:05","modified_gmt":"2024-08-12T08:59:05","slug":"ev-hanimlari-nasil-emekli-olabilir","status":"publish","type":"post","link":"https:\/\/www.kariyer.net\/ik-blog\/ev-hanimlari-nasil-emekli-olabilir\/","title":{"rendered":"Ev han\u0131mlar\u0131 nas\u0131l emekli olabilir?"},"content":{"rendered":"<p><strong>G\u00fcn\u00fcm\u00fczde \u00e7al\u0131\u015fan bireyler kadar \u00e7al\u0131\u015fmayan ve herhangi bir sa\u011fl\u0131k g\u00fcvencesi bulunmayan ev han\u0131mlar\u0131n\u0131n da emekli olmaya hakk\u0131 oldu\u011fu konu\u015fuluyor. Peki, ev han\u0131mlar\u0131n\u0131n emekli olma \u015fartlar\u0131 neler, ev han\u0131mlar\u0131na emeklilik ne zaman \u00e7\u0131kacak?\u00a0<\/strong><\/p>\n<p>Bu konuda d\u00f6nem d\u00f6nem \u00e7e\u015fitli \u00e7al\u0131\u015fmalar yap\u0131l\u0131yor ve haz\u0131rlanan taslaklara g\u00f6re <strong>ev han\u0131mlar\u0131na emeklilik m\u00fcjdesi<\/strong> ba\u015fl\u0131\u011f\u0131 alt\u0131nda \u00e7e\u015fitli haberler yay\u0131nlan\u0131yor. Bug\u00fcn ge\u00e7erli olan kanunlara g\u00f6re bir ev han\u0131m\u0131n\u0131n emekli olabilmesi i\u00e7in iste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k ve el i\u015fi \u00fcretimi ile sigortal\u0131l\u0131k konular\u0131ndan bahsedebiliriz.<\/p>\n<p>Milyonlarca ki\u015fiyi yak\u0131ndan ilgilendiren ev han\u0131mlar\u0131na emeklilik konusu torba yasa teklifiyle Meclis&#8217;e sunulacak. Ev han\u0131mlar\u0131na sosyal g\u00fcvence deste\u011fi ve emeklilik yolunu a\u00e7acak yasa teklifi kabul edildi\u011finde, kendine ait aktif bir sigortas\u0131 olmayan ev han\u0131mlar\u0131 i\u00e7in sigorta sistemi devreye al\u0131nacak.<\/p>\n<p><strong>Ev han\u0131mlar\u0131 emeklilik i\u00e7in nereye ba\u015fvurur<\/strong>, emeklilik \u015fartlar\u0131 nelerdir, nas\u0131l sigortal\u0131 olurlar, maa\u015flar\u0131 nas\u0131l hesaplan\u0131r gibi her zaman g\u00fcncelli\u011fini koruyan konular hakk\u0131nda a\u00e7\u0131klamalar\u0131 a\u015fa\u011f\u0131da sizler i\u00e7in \u00f6zetledik.<\/p>\n<h2><strong>Ev han\u0131m\u0131 emeklilik\u00a0\u015fartlar\u0131 neler?\u00a0<\/strong><\/h2>\n<p>Ev han\u0131mlar\u0131n\u0131n emekli olabilmesi i\u00e7in birtak\u0131m \u015fartlar bulunur. Ancak <strong>ev han\u0131m\u0131 emeklilik \u015fartlar\u0131<\/strong> kapsam\u0131nda belirlenen kriterleri tamamlayan kad\u0131nlar emekli olabilirler. Ev han\u0131m\u0131 olup \u00e7al\u0131\u015fmayan ki\u015filer, isterlerse iste\u011fe ba\u011fl\u0131 sigorta hizmeti iste\u011fe ba\u011fl\u0131 sigorta yapt\u0131rma imkan\u0131 bulup sa\u011fl\u0131k hizmeti alarak emekli olmaya hak kazanabilirler. Ev han\u0131ml\u0131\u011f\u0131 yapan kad\u0131nlar, evde \u00e7e\u015fitli el i\u015fi yaparak bir \u015feyler \u00fcrettikleri ve kazan\u00e7 elde ettikleri zaman daha kolay bir \u015fekilde emeklili\u011fi hak edebiliyor. Dolay\u0131s\u0131yla hi\u00e7 \u00e7al\u0131\u015fmam\u0131\u015f ve ev han\u0131ml\u0131\u011f\u0131 yapm\u0131\u015f olan kad\u0131nlar\u0131n sigortal\u0131 olmalar\u0131, gerekli \u015fartlar\u0131 sa\u011flad\u0131klar\u0131nda da emeklili\u011fe hak kazanmalar\u0131 m\u00fcmk\u00fcn.<\/p>\n<p><strong>Hi\u00e7 \u00e7al\u0131\u015fmayan ev han\u0131m\u0131 nas\u0131l emekli olur<\/strong> sorusunun yan\u0131t\u0131 olarak emeklilik hak edebilmenin birka\u00e7 y\u00f6ntemi bulunur. Bu y\u00f6ntemlerden birisi ki\u015finin iste\u011fe ba\u011fl\u0131 olarak sigorta yapt\u0131rmas\u0131d\u0131r. \u0130ste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k i\u00e7in ev han\u0131mlar\u0131n\u0131n Sosyal G\u00fcvenlik Kurumu&#8217;na ba\u015fvurmas\u0131 gerekir. Dolay\u0131s\u0131yla kuruma ba\u015fvurarak ve d\u00fczenli primlerini \u00f6deyen ev han\u0131mlar\u0131 sigortal\u0131 olduklar\u0131 i\u00e7in emeklilik hakk\u0131n\u0131 elde edebilirler. <strong>Ev han\u0131m\u0131 emekli olma \u015fartlar\u0131<\/strong> kapsam\u0131nda belirlenen di\u011fer bir y\u00f6ntem ise kad\u0131nlar\u0131n evde el i\u015fi yaparak BA\u011e-KUR kapsam\u0131nda sigortal\u0131 olmalar\u0131 ve b\u00f6ylece emekli olmaya hak kazanmalar\u0131d\u0131r. Emekli olduktan sonra \u00e7al\u0131\u015fmak isteyen kad\u0131nlar <strong><a href=\"https:\/\/www.kariyer.net\/is-ilanlari\/emekli\" target=\"_blank\" rel=\"noopener\">emekli i\u015f ilanlar\u0131<\/a><\/strong> sayfas\u0131n\u0131 inceleyerek kendilerine uygun i\u015f f\u0131rsatlar\u0131n\u0131 inceleyebilirler.<\/p>\n<h2><strong>Ev han\u0131mlar\u0131 emeklilik se\u00e7ene\u011finde iste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k\u00a0<\/strong><\/h2>\n<p>\u0130ste\u011fe ba\u011fl\u0131 sigorta giri\u015fini yapt\u0131ran ev han\u0131mlar\u0131nda sigortal\u0131l\u0131k s\u00fcresi, Sosyal G\u00fcvenlik Kurumu&#8217;na yapt\u0131klar\u0131 ba\u015fvurunun kay\u0131tlara ge\u00e7mesiyle ba\u015flayan s\u00fcredir. \u0130ste\u011fe ba\u011fl\u0131 olarak sigorta primi \u00f6deyecek olan ev han\u0131mlar\u0131n\u0131n ne kadar prim \u00f6deyece\u011fi de merak konusudur. Ev han\u0131mlar\u0131n\u0131n \u00f6deyecekleri SGK prim tutar\u0131 i\u00e7in alt ve \u00fcst s\u0131n\u0131r belirlenmi\u015ftir. Ev han\u0131mlar\u0131n\u0131n en az \u00f6deyece\u011fi SGK prim tutar\u0131 br\u00fct asgari \u00fccret tutar\u0131n\u0131n %32&#8217;si olarak hesaplan\u0131r. \u00d6denecek olan SGK prim tutar\u0131n\u0131n en fazla \u00fcst s\u0131n\u0131r\u0131 ise br\u00fct asgari \u00fccretin 6,5 kat\u0131n\u0131n %32&#8217;si olarak hesaplan\u0131r. \u00d6denen tutar\u0131n %20&#8217;sine denk gelen b\u00f6l\u00fcm\u00fc ya\u015fl\u0131l\u0131k, malull\u00fck ve \u00f6l\u00fcm sigorta primleridir. Bu tutar\u0131n %12&#8217;sine denk gelen b\u00f6l\u00fcm\u00fc de genel sa\u011fl\u0131k sigortas\u0131 prim tutar\u0131d\u0131r.<\/p>\n<p>Ev han\u0131mlar\u0131 iste\u011fe ba\u011fl\u0131 sigorta yapt\u0131rarak genel sa\u011fl\u0131k sigortas\u0131 kapsam\u0131na girmeye hak kazan\u0131rlar ve devletin sunmu\u015f oldu\u011fu t\u00fcm sa\u011fl\u0131k hizmetlerinden de yararlan\u0131rlar. B\u00f6ylece belirlenen \u015fartlar\u0131 tamamlad\u0131klar\u0131nda kuruma <strong>ev han\u0131m\u0131 emeklilik ba\u015fvurusu<\/strong> yaparak <strong><a href=\"https:\/\/www.kariyer.net\/ik-blog\/emekli-olsam-ne-kadar-maas-alirim-emeklilik-maasi-hesaplama\/\" target=\"_blank\" rel=\"noopener\">emekli ayl\u0131klar\u0131n\u0131<\/a><\/strong> almaya ba\u015flarlar. Peki, iste\u011fe ba\u011fl\u0131 sigortal\u0131 olarak giri\u015fini yapan ev han\u0131mlar\u0131 primlerini \u00f6dediklerinde ne zaman emekli olurlar?<\/p>\n<p>\u00d6ncelikle iste\u011fe ba\u011fl\u0131 sigortal\u0131 kavram\u0131 BA\u011e-KUR sisteminde de\u011ferlendirilir. <strong>Ev han\u0131mlar\u0131 i\u00e7in emeklilik<\/strong> \u015fartlar\u0131 kapsam\u0131nda BA\u011e-KUR kriterleri uygulan\u0131r. Yani \u00e7al\u0131\u015fmayan bir ev han\u0131m\u0131 iste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k yapt\u0131rd\u0131\u011f\u0131 zaman BA\u011e-KUR kapsam\u0131ndaki \u015fartlara g\u00f6re emeklili\u011fi hak eder. Bu kapsamda 9 bin g\u00fcn prim \u00f6deme \u015fart\u0131 bulunur. Ayr\u0131ca ya\u015f s\u0131n\u0131r\u0131 vard\u0131r. 5 bin 400 g\u00fcn SGK primini \u00f6deyen ev han\u0131mlar\u0131n\u0131n 61 ya\u015f\u0131n\u0131 doldurma \u015fart\u0131 bulunur.<\/p>\n<h2><strong>Ev han\u0131mlar\u0131 i\u00e7in el i\u015fi yaparak sigortal\u0131l\u0131k ve emeklilik<\/strong><\/h2>\n<p><strong>Ev han\u0131m\u0131 emeklili\u011fi nas\u0131l olur<\/strong> sorusunun cevab\u0131 olarak bir di\u011fer y\u00f6ntem de ev han\u0131mlar\u0131n\u0131n el i\u015fi \u00fcretim faaliyetinde bulunmalar\u0131d\u0131r. Ev han\u0131m\u0131 olup evde becerilerine ve yetene\u011fine g\u00f6re el i\u015fi yapanlar\u0131n da emeklilik hakk\u0131 bulunmaktad\u0131r. Evde el i\u015fi yaparak para kazanan ev han\u0131mlar\u0131 evde \u00fcretim yapan kapsam\u0131nda de\u011ferlendirilir. Dolay\u0131s\u0131yla evde el i\u015fi ve \u00fcretim yapan kad\u0131nlar, ev han\u0131m\u0131 sigortas\u0131 ile sigorta olabilir. Bu sayede vergide esnaf muafl\u0131\u011f\u0131ndan da yararlanm\u0131\u015f olur.<\/p>\n<p>Kanunen yap\u0131lan d\u00fczenlemeye g\u00f6re ev han\u0131m\u0131 sigortas\u0131 imkan\u0131ndan yararlanacak olan ev kad\u0131nlar\u0131n\u0131n yapacaklar\u0131 i\u015fler s\u0131n\u0131fland\u0131r\u0131larak belirlenmi\u015ftir. D\u00fczenlemeye g\u00f6re; \u00f6rt\u00fc, havlu, \u00e7orap, \u00e7ar\u015faf, kilim, hal\u0131, nak\u0131\u015f i\u015fleri, dantel, haz\u0131r turistik e\u015fyalar, s\u00fcp\u00fcrge, sepet, f\u0131r\u00e7a, paspas, t\u0131\u011f \u00f6rg\u00fc i\u015fi yapma, \u00e7i\u00e7ek, eri\u015fte, tarhana, mant\u0131 gibi \u00e7e\u015fitli \u00fcr\u00fcnlerin \u00fcretilmesi \u015fart\u0131 bulunur. Ayr\u0131ca bu \u00fcr\u00fcnlerin \u00fcretilmesinde festival, kermes, panay\u0131r ve kamu kurumlar\u0131nca ge\u00e7ici olarak belirlenmi\u015f olan baz\u0131 yerlerde sat\u0131lmas\u0131 \u015fart\u0131 bulunur. Bu iki \u015fart tamamland\u0131\u011f\u0131nda ev han\u0131mlar\u0131 vergide esnaf muafiyetinden yararlanm\u0131\u015f olur. B\u00f6ylece ev han\u0131m\u0131 sigorta s\u00fcresi ba\u015flam\u0131\u015f olur.<\/p>\n<p>El i\u015fi yaparak ev han\u0131m\u0131 sigortas\u0131ndan faydalanmak isteyen kad\u0131nlar\u0131n \u00f6ncelikle yapmas\u0131 gereken vergi dairesine ba\u015fvurarak gelir vergisini m\u00fckellefi olmad\u0131\u011f\u0131na ili\u015fkin bir belge almas\u0131d\u0131r. Daha sonra Sosyal G\u00fcvenlik Kurumu&#8217;na <strong><a href=\"https:\/\/www.kariyer.net\/ik-blog\/emeklilik-basvuru-formu-nasil-doldurulur-emeklilik-dilekce-ornegi\/\" target=\"_blank\" rel=\"noopener\">ba\u015fvuruda<\/a><\/strong> bulunarak iste\u011fe ba\u011fl\u0131 sigortal\u0131 olmak istedi\u011fini belirtmelidir ve b\u00fct\u00fcn evraklar ve belgeler haz\u0131rlad\u0131ktan sonra ev han\u0131mlar\u0131 BA\u011e-KUR kapsam\u0131nda sigortal\u0131 olarak \u00e7al\u0131\u015fmaya ba\u015flarlar. Evde el i\u015fi yaparak BA\u011e-KUR kapsam\u0131nda ev han\u0131m\u0131 sigortal\u0131l\u0131\u011f\u0131ndan yararlanan kad\u0131nlar\u0131n emekli olmak i\u00e7in ne kadar prim \u00f6deyece\u011fi de olduk\u00e7a \u00f6nemlidir. Bunun i\u00e7in \u00f6ncelikle prim esas kazan\u00e7 g\u00fcnl\u00fck alt s\u0131n\u0131r\u0131n\u0131n belirlenmesi gerekir.<\/p>\n<p>\u00d6denecek bu tutar\u0131 takip eden her bir y\u0131l i\u00e7in 1 puan artarak 30 kat\u0131na ge\u00e7memek \u015fart\u0131 ile sigorta primi \u00f6denmesi gerekir. Bu kapsamda d\u00f6nen SGK priminin y\u00fczde 20&#8217;si emeklilik, \u00f6l\u00fcm, sakatl\u0131k kapsam\u0131na girer. Bu tutar\u0131n y\u00fczde 12&#8217;si genel sa\u011fl\u0131k sigortas\u0131 kapsam\u0131nda \u00f6denen primdir. B\u00f6ylece ev han\u0131mlar\u0131 devletin kendilerine sa\u011flam\u0131\u015f oldu\u011fu sa\u011fl\u0131k hizmetlerinden de yararlanm\u0131\u015f olur. Emeklilik i\u00e7in en \u00f6nemli \u015fartlardan birisi de 9 bin g\u00fcn SGK priminin tamamlamas\u0131d\u0131r.<\/p>\n<p><a href=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/11\/ev_hanimi_emeklilik.jpg\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-16076\" src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/11\/ev_hanimi_emeklilik.jpg\" alt=\"\" width=\"900\" height=\"600\" srcset=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/11\/ev_hanimi_emeklilik.jpg 900w, https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/11\/ev_hanimi_emeklilik-300x200.jpg 300w, https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/11\/ev_hanimi_emeklilik-768x512.jpg 768w, https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/11\/ev_hanimi_emeklilik-696x464.jpg 696w, https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/11\/ev_hanimi_emeklilik-630x420.jpg 630w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/><\/a><\/p>\n<h2><strong>Ev han\u0131m\u0131 sigortas\u0131ndan kimler yararlanabilir?<\/strong><\/h2>\n<p><strong>Ev han\u0131m\u0131 nas\u0131l emekli olur<\/strong> ve ev han\u0131m\u0131 sigorta hizmetinden kimler yararlanabilir, sorusunu \u015fu \u015fekilde yan\u0131tlayabiliriz: \u00d6ncelikle ev han\u0131m\u0131 sigortas\u0131 yapt\u0131racak olan kad\u0131nlar\u0131n kimseye ba\u011fl\u0131 olmadan kendi imkanlar\u0131 ile i\u015f yapmak istemesi gerekir. Ayr\u0131ca ev han\u0131m\u0131 sigortas\u0131 yapt\u0131racak olan kad\u0131nlar\u0131n kendi i\u015finde aktif olarak \u00e7al\u0131\u015fmas\u0131 \u015fart\u0131 bulunur. Bunlar\u0131n d\u0131\u015f\u0131nda <strong>ev han\u0131m\u0131 emeklili\u011fi<\/strong> ve sigortas\u0131ndan yaralanacak olan ki\u015filer \u015funlard\u0131r;<\/p>\n<ul>\n<li>Sigortal\u0131l\u0131k sebebiyle ayl\u0131k almayan ki\u015filer<\/li>\n<li>18 ya\u015f\u0131n\u0131 doldurmu\u015f olan ki\u015filer<\/li>\n<li>Sosyal sigorta g\u00fcvencesi olmayan ki\u015filer<\/li>\n<li>Zorunlu olarak sigorta yapt\u0131rmas\u0131n\u0131 gerektiren i\u015flerde \u00e7al\u0131\u015fmayan ki\u015filer<\/li>\n<li><strong>Ev han\u0131m\u0131 emekli<\/strong> olmak i\u00e7in yapt\u0131raca\u011f\u0131 sigortal\u0131l\u0131k kapsam\u0131ndaki kad\u0131nlar\u0131n gelir vergisine muaf oldu\u011funu g\u00f6sterir belgeye sahip olan ki\u015filer<\/li>\n<\/ul>\n<h2><strong>\u0130ste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k ve ev han\u0131m\u0131 emeklilik \u015fartlar\u0131 neler?\u00a0<\/strong><\/h2>\n<p>Sosyal g\u00fcvencesi olmayan, herhangi bir i\u015fte \u00e7al\u0131\u015fmayan ev han\u0131mlar\u0131n\u0131n, \u00e7al\u0131\u015fan ki\u015filer gibi sigortal\u0131 olarak emeklilik kazanmas\u0131 m\u00fcmk\u00fcnd\u00fcr. Bununla birlikte ev han\u0131mlar\u0131n\u0131n emeklilik hesaplamalar\u0131nda yurt d\u0131\u015f\u0131nda ge\u00e7en s\u00fcrelerin de hesaplamaya dahil edilme imkan\u0131 vard\u0131r. Dolay\u0131s\u0131yla ev han\u0131mlar\u0131 yurt d\u0131\u015f\u0131nda ev han\u0131m\u0131 olarak \u00e7al\u0131\u015ft\u0131klar\u0131 s\u00fcreyi bor\u00e7lanarak emeklilik s\u00fcresine sayd\u0131rabilirler.<\/p>\n<p>Sigortal\u0131 olarak i\u015fe ba\u015flad\u0131klar\u0131 tarihten sonra do\u011fum yapt\u0131klar\u0131nda ve buna ili\u015fkin do\u011fum sonras\u0131nda \u00e7al\u0131\u015fmam\u0131\u015f oldu\u011fu 2 y\u0131la kadar olan s\u00fcreyi de bor\u00e7lanma ve primlerini \u00f6deme yolu ile emeklilik s\u00fcresinden sayd\u0131rabilirler. Hem ev han\u0131mlar\u0131 hem de belirli bir geliri olmayan, sigortas\u0131 olmayan, herhangi bir i\u015fte \u00e7al\u0131\u015fmayan ya da part time \u00e7al\u0131\u015fan, sosyal g\u00fcvencesi olmayan ki\u015filer de iste\u011fe ba\u011fl\u0131 sigortadan yararlan\u0131p sosyal g\u00fcvenlik hakk\u0131n\u0131 devam ettirebilirler. \u0130ste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k i\u00e7in \u00fclkemizde yasal a\u00e7\u0131dan ikamet edenler ve T\u00fcrkiye&#8217;de ikamet edip sosyal g\u00fcvenlik s\u00f6zle\u015fmesi imzalanan \u00fclkelerde bulunan ve orada ya\u015fayan T\u00fcrk vatanda\u015flar\u0131n\u0131n \u015fu \u015fartlar\u0131 sa\u011flamas\u0131 gerekir:<\/p>\n<ul>\n<li>18 ya\u015f\u0131n\u0131 doldurmu\u015f olmalar\u0131<\/li>\n<li>Kendi sigortal\u0131l\u0131klar\u0131 sebebiyle ayl\u0131k ba\u011flanmam\u0131\u015f olmalar\u0131<\/li>\n<li>5510 kanuna tabi olarak zorunlu bir sigortal\u0131l\u0131\u011f\u0131 gerektirecek i\u015fte \u00e7al\u0131\u015fmam\u0131\u015f olmak<\/li>\n<li>4A sigorta kolu kapsam\u0131nda \u00e7al\u0131\u015f\u0131rken 30 g\u00fcnden az \u00e7al\u0131\u015fmak ya da tam g\u00fcn \u00e7al\u0131\u015fmamak, part time \u00e7al\u0131\u015fmak<\/li>\n<li>\u0130ste\u011fe ba\u011fl\u0131 giri\u015f sigortas\u0131 bildirgesi ile ve gerekli belgelerle sosyal g\u00fcvenlik kurumuna ba\u015fvuruda bulunmak<\/li>\n<li>\u00dclkemizin sosyal g\u00fcvenlik s\u00f6zle\u015fmesini imzalam\u0131\u015f oldu\u011fu \u00fclkelerdeki i\u015fverenlerin ve yurt d\u0131\u015f\u0131na \u00e7al\u0131\u015fmak i\u00e7in g\u00f6t\u00fcr\u00fclen T\u00fcrk i\u015f\u00e7ilerinin iste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k talepleri i\u00e7in \u00fclkemizde ikamet \u015fart\u0131 aranmamaktad\u0131r.<\/li>\n<\/ul>\n<p>\u0130lk kez iste\u011fe ba\u011fl\u0131 sigortal\u0131 olmak isteyen ve \u015fartlar\u0131 sa\u011flayan ki\u015filer ik\u00e2metg\u00e2hlar\u0131n\u0131n oldu\u011fu yerdeki Sosyal G\u00fcvenlik \u0130l M\u00fcd\u00fcrl\u00fckleri&#8217;ne ya da Sosyal G\u00fcvenlik Merkezleri&#8217;ne ba\u015fvuru yapabilirler. Tekrar iste\u011fe ba\u011fl\u0131 sigortal\u0131 olmak i\u00e7in talepte bulunmak isteyen ki\u015filerin ba\u015fvuru i\u00e7in talep dilek\u00e7esi ile m\u00fcracaatlar\u0131 yeterli olacakt\u0131r. Bir ay i\u00e7erisinde part time \u00e7al\u0131\u015fan tam g\u00fcn \u00e7al\u0131\u015fmayan dolay\u0131s\u0131yla 30 g\u00fcnden az sigortal\u0131 olan ki\u015filer, iste\u011fe ba\u011fl\u0131 sigorta giri\u015fini yapt\u0131rabilirler. Bu ki\u015filer iste\u011fe ba\u011fl\u0131 sigorta giri\u015f bildirgesi ile birlikte talep dilek\u00e7esi ve ekinde gerekli olan belgelerle kuruma ba\u015fvuru yapabilirler. \u0130ste\u011fe ba\u011fl\u0131 sigorta ba\u015fvurusu yapmak isteyen yabanc\u0131 \u00fclke vatanda\u015flar\u0131 \u00fclkemizde bulunduklar\u0131 s\u00fcreyi belgelendirmek zorundad\u0131r. \u0130ste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k s\u00fcresi, iste\u011fe ba\u011fl\u0131 sigorta giri\u015f bildirgesinin yap\u0131ld\u0131\u011f\u0131 ve talep dilek\u00e7esinin Sosyal G\u00fcvenlik Kurumu&#8217;nda kay\u0131tlara ge\u00e7ti\u011fi tarihi takip eden g\u00fcnden itibaren ba\u015flar.<\/p>\n<h2><strong>Ev han\u0131m\u0131 emeklilik hesaplama<\/strong><\/h2>\n<p><strong>Ev han\u0131m\u0131 emeklilik hesaplama<\/strong> ve ev han\u0131mlar\u0131n\u0131n iste\u011fe ba\u011fl\u0131 sigorta kapsam\u0131nda ne zaman emekli olacaklar\u0131 konusu s\u00fcrekli olarak merak edilen konulardand\u0131r. <strong>Ev han\u0131mlar\u0131na emeklilik maa\u015f\u0131 ne kadar,<\/strong> sorusunun cevab\u0131 i\u00e7in \u00f6denen prim tutarlar\u0131 \u00f6nemli bir kriterdir. Ev han\u0131m\u0131 emekli maa\u015f ve ya\u015f hesaplama y\u00f6ntemi, ev han\u0131mlar\u0131n\u0131n sigortaya ilk olarak ba\u015flad\u0131klar\u0131 tarih, sigortal\u0131k s\u00fcresine, ya\u015fa ve \u00f6denen prim tutar\u0131na g\u00f6re farkl\u0131l\u0131k g\u00f6stermektedir. Hi\u00e7 \u00e7al\u0131\u015fmayan ev han\u0131mlar\u0131 iste\u011fe ba\u011fl\u0131 sigorta primlerini \u00f6deyerek emekli olabilirler. Fakat bu y\u00f6ntemle emekli olabilmeleri i\u00e7in \u015fu \u015fartlar\u0131 yerine getirmeleri gerekir:<\/p>\n<ul>\n<li>\u0130ste\u011fe ba\u011fl\u0131 sigorta kapsam\u0131ndan yararlanmak i\u00e7in g\u00fcn say\u0131s\u0131n\u0131 doldurmak gerekir. \u00c7al\u0131\u015fmayan ev han\u0131mlar\u0131 sigortaya ba\u015fvurduklar\u0131 tarihten itibaren 25 y\u0131l boyunca SGK prim \u00f6demesi yapmas\u0131 \u015fartt\u0131r. <strong>Ev han\u0131mlar\u0131na emeklilik toplu \u00f6deme<\/strong> kapsam\u0131nda, primler toplu \u015fekilde \u00f6dense bile 25 y\u0131ll\u0131k hizmet s\u00fcresini k\u0131saltamaz.<\/li>\n<li>Di\u011fer \u00f6nemli \u015fart ise 25 y\u0131ll\u0131k prim \u00f6deme s\u00fcresi dolduktan sonra 58 ya\u015f \u015fart\u0131d\u0131r. Yani 30 ya\u015f\u0131nda iste\u011fe ba\u011fl\u0131 sigortaya ba\u015fvuran bir ev han\u0131m\u0131 25 y\u0131l sonunda primini \u00f6derse 55 ya\u015f\u0131nda emekli olmaya hak kazanamaz. Dolay\u0131s\u0131yla 58 ya\u015f\u0131n\u0131 beklemesi gerekir.<\/li>\n<\/ul>\n<p>\u0130ste\u011fe ba\u011fl\u0131 sigorta kolu kapsam\u0131nda ev han\u0131mlar\u0131na y\u00f6nelik birtak\u0131m kolay d\u00fczenlemeler yap\u0131lm\u0131\u015ft\u0131r. 25 y\u0131l hizmet s\u00fcresi ile 9 bin g\u00fcn primi \u00f6demek yerine 15 y\u0131l yani 5400 g\u00fcn prim \u00f6deyip 61 ya\u015f\u0131nda emekli olunabilir. Bu iki se\u00e7enekten ki\u015fi hangisini tamaml\u0131yorsa onu se\u00e7ebilir. Bununla birlikte, \u00e7al\u0131\u015fmayan ev han\u0131mlar\u0131 iste\u011fe ba\u011fl\u0131 sigorta giri\u015fini yapt\u0131rd\u0131ktan sonra \u00e7al\u0131\u015fmak i\u00e7in bir engeli bulunmaz. Sadece iste\u011fe ba\u011fl\u0131 sigortaya ba\u015fvuru s\u0131ras\u0131nda \u00e7al\u0131\u015fm\u0131yor olmas\u0131 \u015fart\u0131 aran\u0131r. \u00d6rnek verecek olursak; emekli olmadan \u00f6nce ev han\u0131m\u0131n\u0131n 3,5 y\u0131l sigortal\u0131 olarak \u00e7al\u0131\u015f\u0131ld\u0131\u011f\u0131n\u0131 farz edersek o zaman \u00f6demesi gereken prim tutar\u0131 da buna g\u00f6re hesaplan\u0131r ve 20 y\u0131la d\u00fc\u015fer, bu da 7200 g\u00fcne tekab\u00fcl eder.\u00a0Ev han\u0131m\u0131 emekli olduktan sonra ba\u015fvuru i\u015flemlerini yapar ve emekli maa\u015f\u0131 ba\u011flan\u0131r.<\/p>\n<h2 class=\"category-detail-title\"><strong>Ev han\u0131mlar\u0131na emeklilik ne zaman \u00e7\u0131kacak?<\/strong><\/h2>\n<p class=\"category-detail-sub-title\" data-gtm-vis-first-on-screen2765436_106=\"192\" data-gtm-vis-total-visible-time2765436_106=\"100\" data-gtm-vis-has-fired2765436_106=\"1\">Sosyal g\u00fcvencesi olmayan ev han\u0131mlar\u0131 i\u00e7in sigorta sistemi d\u00f6nem d\u00f6nem g\u00fcndeme geliyor.<\/p>\n<p>\u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakan\u0131 Vedat I\u015f\u0131khan, ev kad\u0131nlar\u0131na prim deste\u011fine dair en son olarak: &#8220;G\u00fcndemimizde var, orta vadede. Madde, madde ele alaca\u011f\u0131z in\u015fallah. Tamamen b\u00fct\u00e7e disiplinine ba\u011fl\u0131. Allah nasip ederse enflasyon hedefimizi tutturduk, refah art\u0131\u015f\u0131n\u0131 da ger\u00e7ekle\u015ftirmi\u015f olaca\u011f\u0131z. Refahta art\u0131\u015f olduktan sonra her \u015fey daha da iyi olacak.&#8221; demi\u015fti.<\/p>\n<p><strong>Kaynaklar:<\/strong> <a href=\"https:\/\/www.muhasebedr.com\/ev-hanimlari-nasil-emekli-olur-\" target=\"_blank\" rel=\"noopener\">1<\/a> &#8211; <a href=\"http:\/\/www.muhasebetr.com\/ulusalbasin\/haber_oku.php?haber_id=7852\" target=\"_blank\" rel=\"noopener\">2<\/a> &#8211; <a href=\"http:\/\/www.muhasebetr.com\/ulusalbasin\/haber_oku.php?haber_id=28056\" target=\"_blank\" rel=\"noopener\">3 <\/a>&#8211; <a href=\"https:\/\/www.ntv.com.tr\/galeri\/turkiye\/ev-hanimlarina-emeklilik-ne-zaman-cikacak-bakan-isikhandan-aciklama,haEQJBalokGVZ6UvvXlvBQ\/hwWgeJ87w0GXn6nWB1Pwow\" target=\"_blank\" rel=\"noopener\">4<\/a><\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID14505\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"14505\"\n         id=\"da-reactions-slot-post-14505\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>G\u00fcn\u00fcm\u00fczde \u00e7al\u0131\u015fan bireyler kadar \u00e7al\u0131\u015fmayan ve herhangi bir sa\u011fl\u0131k g\u00fcvencesi bulunmayan ev han\u0131mlar\u0131n\u0131n da emekli olmaya hakk\u0131 oldu\u011fu konu\u015fuluyor. Peki, ev han\u0131mlar\u0131n\u0131n emekli olma \u015fartlar\u0131 neler, ev han\u0131mlar\u0131na emeklilik ne zaman \u00e7\u0131kacak?\u00a0 Bu konuda d\u00f6nem d\u00f6nem \u00e7e\u015fitli \u00e7al\u0131\u015fmalar yap\u0131l\u0131yor ve haz\u0131rlanan taslaklara g\u00f6re ev han\u0131mlar\u0131na emeklilik m\u00fcjdesi ba\u015fl\u0131\u011f\u0131 alt\u0131nda \u00e7e\u015fitli haberler yay\u0131nlan\u0131yor. Bug\u00fcn ge\u00e7erli olan [&hellip;]<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID14505\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"14505\"\n         id=\"da-reactions-slot-post-14505\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"author":14,"featured_media":14506,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_elementor_edit_mode":"","_elementor_template_type":"","_elementor_data":"","_elementor_page_settings":null,"_elementor_conditions":[]},"categories":[26,37],"tags":[],"class_list":{"0":"post-14505","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insan-kaynaklari","8":"category-is-kanunu-mevzuat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.4 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ev han\u0131mlar\u0131 nas\u0131l emekli olabilir?<\/title>\n<meta name=\"description\" content=\"Ev han\u0131mlar\u0131n\u0131n emekli olma \u015fartlar\u0131 neler, ev han\u0131mlar\u0131na emeklilik ne zaman \u00e7\u0131kacak?\u00a0 Cevaplar, \u0130K Blog&#039;da!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kariyer.net\/ik-blog\/ev-hanimlari-nasil-emekli-olabilir\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ev han\u0131mlar\u0131 nas\u0131l emekli olabilir?\" \/>\n<meta property=\"og:description\" content=\"G\u00fcn\u00fcm\u00fczde \u00e7al\u0131\u015fan bireyler kadar \u00e7al\u0131\u015fmayan ve herhangi bir sa\u011fl\u0131k g\u00fcvencesi bulunmayan ev han\u0131mlar\u0131n\u0131n da emekli olmaya hakk\u0131 oldu\u011fu konu\u015fuluyor. 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Peki,","og_url":"https:\/\/www.kariyer.net\/ik-blog\/ev-hanimlari-nasil-emekli-olabilir\/","og_site_name":"\u0130K Blog","article_published_time":"2024-04-24T07:30:28+00:00","article_modified_time":"2024-08-12T08:59:05+00:00","og_image":[{"width":900,"height":606,"url":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2022\/12\/ev_hanimi_emeklilik.jpg","type":"image\/jpeg"}],"author":"Edit\u00f6r","twitter_misc":{"Yazan:":"Edit\u00f6r","Tahmini okuma s\u00fcresi":"11 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.kariyer.net\/ik-blog\/ev-hanimlari-nasil-emekli-olabilir\/#article","isPartOf":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/ev-hanimlari-nasil-emekli-olabilir\/"},"author":{"name":"Edit\u00f6r","@id":"https:\/\/www.kariyer.net\/ik-blog\/#\/schema\/person\/6b3f6b632f2b68a6fee208770c94827d"},"headline":"Ev han\u0131mlar\u0131 nas\u0131l emekli olabilir?","datePublished":"2024-04-24T07:30:28+00:00","dateModified":"2024-08-12T08:59:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/ev-hanimlari-nasil-emekli-olabilir\/"},"wordCount":2447,"publisher":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/#organization"},"image":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/ev-hanimlari-nasil-emekli-olabilir\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2022\/12\/ev_hanimi_emeklilik.jpg","articleSection":["\u0130nsan Kaynaklar\u0131","\u0130\u015f Kanunu &amp; 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