{"id":19065,"date":"2026-05-14T16:17:39","date_gmt":"2026-05-14T13:17:39","guid":{"rendered":"https:\/\/www.kariyer.net\/ik-blog\/?p=19065"},"modified":"2026-05-14T16:17:39","modified_gmt":"2026-05-14T13:17:39","slug":"istege-bagli-sigortalilik-nedir-kim-basvurabilir-nasil-yapilir","status":"publish","type":"post","link":"https:\/\/www.kariyer.net\/ik-blog\/istege-bagli-sigortalilik-nedir-kim-basvurabilir-nasil-yapilir\/","title":{"rendered":"\u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131l\u0131k Nedir? Kim Ba\u015fvurabilir, Nas\u0131l Yap\u0131l\u0131r?"},"content":{"rendered":"<p><strong>Serbest \u00e7al\u0131\u015f\u0131yor ya da bir d\u00f6nem kesintisiz prim \u00f6deyemiyorsunuz\u00a0 ve prim g\u00fcnleriniz eksilmesin istiyorsunuz. \u0130\u015fte tam bu noktada devreye giren iste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k; primler d\u00fczenli \u00f6dendi\u011fi s\u00fcrece hem emeklilik g\u00fcn sayac\u0131n\u0131 \u00e7al\u0131\u015f\u0131r tutar hem de sa\u011fl\u0131k g\u00fcvencesini kesintisiz korur. Peki kimler ba\u015fvurabilir, nas\u0131l i\u015fler?<\/strong><\/p>\n<h2>\u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131l\u0131k Nedir?<\/h2>\n<p>\u0130ste\u011fe ba\u011fl\u0131 sigorta, bireylerin kendi istekleriyle SGK&#8217;ya prim \u00f6deyerek emeklilik, malull\u00fck ve \u00f6l\u00fcm gibi temel sosyal g\u00fcvenlik haklar\u0131ndan yararlanabilmesini sa\u011flayan bir sigorta t\u00fcr\u00fcd\u00fcr. 5510 say\u0131l\u0131 Sosyal Sigortalar ve Genel Sa\u011fl\u0131k Sigortas\u0131 Kanunu ile d\u00fczenlenmi\u015ftir.<\/p>\n<p>Bu sigorta t\u00fcr\u00fc, herhangi bir i\u015fyerinde \u00e7al\u0131\u015fma zorunlulu\u011fu olmaks\u0131z\u0131n SGK hizmetlerinden yararlanmay\u0131 m\u00fcmk\u00fcn k\u0131lar.<\/p>\n<h2>Kimler \u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131 Olabilir?<\/h2>\n<p>\u0130ste\u011fe ba\u011fl\u0131 sigortal\u0131 olabilmek i\u00e7in T\u00fcrkiye&#8217;de ikamet etme \u015fart\u0131 aran\u0131r; TC vatanda\u015fl\u0131\u011f\u0131 zorunlu de\u011fildir. Ba\u015fvurabilecek ki\u015filer \u015f\u00f6yle s\u0131ralanabilir:<\/p>\n<ul>\n<li>Kendi sigortal\u0131l\u0131klar\u0131 nedeniyle SGK&#8217;dan malull\u00fck veya emekli ayl\u0131\u011f\u0131 almayanlar (dul\u2013yetim ayl\u0131\u011f\u0131 almak engel de\u011fildir)<\/li>\n<li>Ba\u015fka \u00fclke mevzuat\u0131na g\u00f6re sigortal\u0131 olmayanlar veya ayl\u0131k ba\u011flanmam\u0131\u015f olanlar<\/li>\n<li>4A kapsam\u0131nda ayda 30 g\u00fcnden az \u00e7al\u0131\u015fanlardan eksik g\u00fcnlerini tamamlamak isteyenler<\/li>\n<li>T\u00fcrkiye&#8217;de ya\u015fayan yabanc\u0131 uyruklu bireyler<\/li>\n<li>T\u00fcrkiye&#8217;nin ikili sosyal g\u00fcvenlik s\u00f6zle\u015fmesi imzalad\u0131\u011f\u0131 \u00fclkelerde ikamet edenler, T\u00fcrkiye&#8217;de ikamet \u015fart\u0131 aranmaks\u0131z\u0131n iste\u011fe ba\u011fl\u0131 sigortaya prim \u00f6deyebilir.<\/li>\n<\/ul>\n<p><strong>\u00d6nemli<\/strong> <strong>Not:<\/strong> SGK mevzuat\u0131 de\u011fi\u015fkenlik g\u00f6sterebilece\u011finden ba\u015fvuru \u00f6ncesinde g\u00fcncel mevzuat\u0131n ve uzman g\u00f6r\u00fc\u015f\u00fcn\u00fcn dikkate al\u0131nmas\u0131 \u00f6nerilir.<\/p>\n<h2>\u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131l\u0131k Ba\u015fvurusu Nas\u0131l Yap\u0131l\u0131r?<\/h2>\n<p>Ba\u015fvuru iki \u015fekilde yap\u0131labilir: SGK m\u00fcd\u00fcrl\u00fc\u011f\u00fcne iste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k giri\u015f bildirgesi teslim edilerek ya da e-Devlet \u00fczerinden online olarak.<\/p>\n<p><strong>e-Devlet \u00fczerinden ad\u0131m ad\u0131m ba\u015fvuru:<\/strong><\/p>\n<ol>\n<li>e-Devlet&#8217;e TC kimlik numaras\u0131yla giri\u015f yap\u0131larak &#8220;Sosyal G\u00fcvenlik Kurumu \/ \u0130ste\u011fe Ba\u011fl\u0131 Sigorta Ba\u015fvurusu&#8221; men\u00fcs\u00fc a\u00e7\u0131l\u0131r.<\/li>\n<li>Kimlik ve adres bilgileri otomatik y\u00fcklenir.<\/li>\n<li>Br\u00fct asgari \u00fccret ile tavan kazan\u00e7 aras\u0131nda prime esas kazan\u00e7 se\u00e7ilir; SMS do\u011frulamas\u0131yla form onaylan\u0131r.<\/li>\n<li>Sigortal\u0131l\u0131k, m\u00fcracaat\u0131n kurum kay\u0131tlar\u0131na ge\u00e7ti\u011fi tarihi izleyen g\u00fcnden itibaren ba\u015flar.<\/li>\n<li>\u0130lk primin \u00f6denmesiyle sigortal\u0131l\u0131k fiilen aktif hale gelir.<\/li>\n<\/ol>\n<h2>2026 Prim Tutarlar\u0131 Ne Kadar?<\/h2>\n<p>\u0130ste\u011fe ba\u011fl\u0131 sigorta prim oran\u0131, prime esas kazanc\u0131n alt s\u0131n\u0131r\u0131 ile \u00fcst s\u0131n\u0131r\u0131 aras\u0131nda, sigortal\u0131 taraf\u0131ndan belirlenen prime esas ayl\u0131k kazanc\u0131n % 33&#8217;\u00fcd\u00fcr. Bunun % 21&#8217;i mal\u00fbll\u00fck, ya\u015fl\u0131l\u0131k ve \u00f6l\u00fcm sigortalar\u0131 primi, % 12&#8217;si genel sa\u011fl\u0131k sigortas\u0131 primidir.\u00a02026 y\u0131l\u0131 i\u00e7in; prime esas g\u00fcnl\u00fck kazan\u00e7 alt s\u0131n\u0131r\u0131ndan kazan\u00e7 beyan\u0131nda bulunan bir iste\u011fe ba\u011fl\u0131 sigortal\u0131n\u0131n \u00f6demesi gereken ayl\u0131k asgari prim tutar\u0131 10.899,90 TL\u2019dir. Herhangi bir kazan\u00e7 tercihi yap\u0131lmam\u0131\u015fsa primler alt s\u0131n\u0131r \u00fczerinden tahakkuk eder.<\/p>\n<h2>Prim \u00d6denmezse Ne Olur?<\/h2>\n<p>\u00d6deme yap\u0131lmayan aylarda ki\u015fi sistemden silinmez; ancak s\u00f6z konusu aylar i\u00e7in gecikme faizi uygulan\u0131r ve bu aylarda malull\u00fck, ya\u015fl\u0131l\u0131k ile genel sa\u011fl\u0131k sigortas\u0131 haklar\u0131ndan yararlan\u0131lamaz. Geciken primler en fazla 12 ay geriye d\u00f6n\u00fck \u00f6denebilir; 12 ay\u0131 a\u015fan d\u00f6nemlerin prim bor\u00e7lar\u0131 silinir ve bu s\u00fcreler emeklilik hesab\u0131na dahil edilmez. Borcun kapat\u0131lmas\u0131yla birlikte haklar yeniden aktif h\u00e2le gelir.<\/p>\n<h2>\u0130ste\u011fe Ba\u011fl\u0131 Sigorta Hangi Haklar\u0131 Sa\u011flar?<\/h2>\n<p>Primler d\u00fczenli \u00f6dendi\u011finde \u00fc\u00e7 temel hak devreye girer:<\/p>\n<ul>\n<li><strong>Ya\u015fl\u0131l\u0131k ayl\u0131\u011f\u0131:<\/strong> Ya\u015f, prim \u00f6deme g\u00fcn say\u0131s\u0131 ve sigortal\u0131l\u0131k s\u00fcresi ko\u015fullar\u0131n\u0131n tamam\u0131 birlikte sa\u011fland\u0131\u011f\u0131nda emekli ayl\u0131\u011f\u0131 ba\u011flan\u0131r.<\/li>\n<li><strong>Sa\u011fl\u0131k g\u00fcvencesi:<\/strong> 30 g\u00fcn prim ko\u015fulu kar\u015f\u0131land\u0131ktan sonra genel sa\u011fl\u0131k sigortas\u0131 kapsam\u0131nda tedaviler kar\u015f\u0131lan\u0131r.<\/li>\n<li><strong>Malull\u00fck ve \u00f6l\u00fcm ayl\u0131\u011f\u0131:<\/strong> Gerekli prim g\u00fcn say\u0131lar\u0131 tamamland\u0131\u011f\u0131nda sigortal\u0131ya veya hak sahiplerine ayl\u0131k ba\u011flan\u0131r.<\/li>\n<\/ul>\n<p>Prim g\u00fcnlerinizde bo\u015fluk olu\u015fmamas\u0131 i\u00e7in e-Devlet \u00fczerinden birka\u00e7 ad\u0131mda ba\u015fvuru yapabilir, g\u00fcncel prim tutarlar\u0131n\u0131 ve ko\u015fullar\u0131 SGK&#8217;n\u0131n resmi web sitesinden do\u011frulayabilirsiniz.<\/p>\n<h3><strong>Kaynaklar<\/strong><\/h3>\n<ul>\n<li>SGK Resmi Web Sitesi \u2014 \u0130lk Defa \u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131 Olanlar: <a href=\"https:\/\/www.sgk.gov.tr\/Content\/Post\/12233982-f17a-40fe-81ae-bfd9155339d7\/Ilk-Defa-Istege-Bagli-Sigortali-Olanlar-2025-02-12-03-29-16\" target=\"_blank\" rel=\"noopener\">https:\/\/www.sgk.gov.tr<\/a><\/li>\n<li>\u0130\u015f ve Sosyal G\u00fcvenlik Hukuku Platformu \u2014 \u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131 Olma \u015eartlar\u0131: <a href=\"https:\/\/www.isvesosyalguvenlik.com\/istege-bagli-sigortali-olma-sartlari-kimler-istege-bagli-sigortali-olabilir\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.isvesosyalguvenlik.com<\/a><\/li>\n<li>SGMD \u2014 \u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131l\u0131k \u015eartlar\u0131, Ba\u015flang\u0131c\u0131, Primlerin \u00d6denmesi ve Sona Ermesi: <a href=\"https:\/\/www.sgmd.org.tr\/istege-bagli-sigortalilik-sartlari-baslangici-primlerin-odenmesi-ve-sona-ermesi\/289\" target=\"_blank\" rel=\"noopener\">https:\/\/www.sgmd.org.tr<\/a><\/li>\n<\/ul>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID19065\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"19065\"\n         id=\"da-reactions-slot-post-19065\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Serbest \u00e7al\u0131\u015f\u0131yor ya da bir d\u00f6nem kesintisiz prim \u00f6deyemiyorsunuz\u00a0 ve prim g\u00fcnleriniz eksilmesin istiyorsunuz. \u0130\u015fte tam bu noktada devreye giren iste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k; primler d\u00fczenli \u00f6dendi\u011fi s\u00fcrece hem emeklilik g\u00fcn sayac\u0131n\u0131 \u00e7al\u0131\u015f\u0131r tutar hem de sa\u011fl\u0131k g\u00fcvencesini kesintisiz korur. Peki kimler ba\u015fvurabilir, nas\u0131l i\u015fler? \u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131l\u0131k Nedir? \u0130ste\u011fe ba\u011fl\u0131 sigorta, bireylerin kendi istekleriyle SGK&#8217;ya [&hellip;]<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID19065\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"19065\"\n         id=\"da-reactions-slot-post-19065\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"author":14,"featured_media":18658,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_elementor_edit_mode":"","_elementor_template_type":"","_elementor_data":"","_elementor_page_settings":null,"_elementor_conditions":[]},"categories":[37],"tags":[],"class_list":{"0":"post-19065","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-is-kanunu-mevzuat"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.4 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u0130ste\u011fe Ba\u011fl\u0131 Sigortal\u0131l\u0131k Nedir? 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