{"id":19366,"date":"2026-10-03T09:05:59","date_gmt":"2026-10-03T06:05:59","guid":{"rendered":"https:\/\/www.kariyer.net\/ik-blog\/issizlik-maasi-alirken-ise-girerseniz-ne-olur\/"},"modified":"2026-10-03T09:05:59","modified_gmt":"2026-10-03T06:05:59","slug":"issizlik-maasi-alirken-ise-girerseniz-ne-olur","status":"publish","type":"post","link":"https:\/\/www.kariyer.net\/ik-blog\/issizlik-maasi-alirken-ise-girerseniz-ne-olur\/","title":{"rendered":"\u0130\u015fsizlik Maa\u015f\u0131 Al\u0131rken \u0130\u015fe Girerseniz Ne Olur?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi al\u0131rken sigortal\u0131 bir i\u015fe ba\u015flanmas\u0131, \u00f6dene\u011fin kesilmesini do\u011frudan tetikleyen bir durumdur. \u0130K ekiplerinin i\u015fe al\u0131m s\u00fcrecinde aday\u0131n mevcut \u00f6denek durumunu bilmesi, hem bildirim y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fcn takibi hem de ileride do\u011fabilecek haks\u0131z \u00f6deme bor\u00e7lar\u0131n\u0131n \u00f6nlenmesi a\u00e7\u0131s\u0131ndan kritik bir rol oynuyor. \u00c7al\u0131\u015fan\u0131n i\u015fe giri\u015f bildirimi SGK sistemine d\u00fc\u015ft\u00fc\u011f\u00fc anda \u0130\u015eKUR kay\u0131tlar\u0131 da g\u00fcncelleniyor; ancak s\u00fcre\u00e7 sadece sistemsel de\u011fil, ki\u015finin kendi bildirim sorumlulu\u011funu da kaps\u0131yor. Bu nedenle konu, bordro ve \u00f6zl\u00fck ekiplerinin de yak\u0131ndan takip etmesi gereken bir mevzuat alan\u0131 olarak \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0130\u015fsizlik Maa\u015f\u0131 Al\u0131rken \u0130\u015fe Girmek M\u00fcmk\u00fcn m\u00fc?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi al\u0131rken sigortal\u0131 bir i\u015fe ba\u015flamak hukuken m\u00fcmk\u00fcnd\u00fcr, ancak i\u015fe giri\u015f tarihinden itibaren \u00f6denek kesilir. 5510 say\u0131l\u0131 Kanun&#039;un 4\/a, 4\/b veya 4\/c kapsam\u0131nda bir \u00e7al\u0131\u015fman\u0131n SGK kay\u0131tlar\u0131nda tespit edilmesi, \u00f6dene\u011fin durdurulmas\u0131 i\u00e7in yeterli say\u0131l\u0131yor. Bir g\u00fcn dahi s\u00fcren sigortal\u0131 \u00e7al\u0131\u015fma bu kapsamda de\u011ferlendiriliyor; yani k\u0131sa s\u00fcreli ya da deneme ama\u00e7l\u0131 bir istihdam bile \u00f6dene\u011fi etkiliyor. \u00c7al\u0131\u015fan\u0131n i\u015fsizlik maa\u015f\u0131 almay\u0131 s\u00fcrd\u00fcrmesi ve ayn\u0131 anda sigortal\u0131 \u00e7al\u0131\u015fmas\u0131 s\u00f6z konusu oldu\u011funda, aradaki fark haks\u0131z \u00f6deme olarak de\u011ferlendirilip geri talep ediliyor. Burada \u00f6nemli olan nokta, \u00e7al\u0131\u015fmaya ba\u015flanmas\u0131n\u0131n yasak de\u011fil, \u00f6denek hakk\u0131n\u0131n sona ermesine neden olan bir durum olmas\u0131d\u0131r. \u0130ste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k ise gelir getirici faaliyet say\u0131lmad\u0131\u011f\u0131 i\u00e7in \u00f6dene\u011fi etkilemiyor; bu ayr\u0131m \u00f6zellikle serbest \u00e7al\u0131\u015fanlar ve ara d\u00f6nem sigorta primi \u00f6deyen ki\u015filer i\u00e7in \u00f6nem ta\u015f\u0131yor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Gelir Getirici \u0130\u015flerde \u00c7al\u0131\u015fman\u0131n Sonu\u00e7lar\u0131 Nelerdir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Gelir getirici bir i\u015fte \u00e7al\u0131\u015fmaya ba\u015flayan ki\u015finin i\u015fsizlik \u00f6dene\u011fi, i\u015fe giri\u015f tarihi itibar\u0131yla durdurulur. Bunun yan\u0131nda dikkat edilmesi gereken ba\u015fka sonu\u00e7lar da bulunuyor:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u00d6denek, SGK kay\u0131tlar\u0131nda \u00e7al\u0131\u015fman\u0131n g\u00f6r\u00fcld\u00fc\u011f\u00fc tarih itibar\u0131yla kesilir; geriye d\u00f6n\u00fck yap\u0131lan tespitlerde fazla \u00f6denen tutarlar geri istenir.<\/li>\n<li>15 g\u00fcnl\u00fck bildirim s\u00fcresi a\u015f\u0131ld\u0131\u011f\u0131nda, haks\u0131z al\u0131nan tutarlar yasal faiziyle birlikte tahsil edilir.<\/li>\n<li>Kalan \u00f6denek s\u00fcresi s\u0131f\u0131rlanmaz; ki\u015fi yeniden i\u015fsiz kal\u0131r ve ko\u015fullar\u0131 sa\u011flarsa \u00f6nceki hak s\u00fcresinin kalan k\u0131sm\u0131n\u0131 kullanabilir.<\/li>\n<li>4\/a (hizmet akdiyle \u00e7al\u0131\u015fan), 4\/b (ba\u011f\u0131ms\u0131z \u00e7al\u0131\u015fan) ve 4\/c (kamu g\u00f6revlisi) kapsam\u0131ndaki her t\u00fcrl\u00fc \u00e7al\u0131\u015fma \u00f6dene\u011fi kesme nedeni olu\u015fturur.<\/li>\n<li>\u0130ste\u011fe ba\u011fl\u0131 sigortal\u0131l\u0131k, bu \u00fc\u00e7 kapsam\u0131n d\u0131\u015f\u0131nda tutuldu\u011fu i\u00e7in \u00f6dene\u011fe etki etmez.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu \u00e7er\u00e7evede, \u0130K ekiplerinin yeni i\u015fe al\u0131nan \u00e7al\u0131\u015fanla \u00f6denek durumu hakk\u0131nda bilgi al\u0131\u015fveri\u015finde bulunmas\u0131, ileride do\u011fabilecek bor\u00e7 ve itiraz s\u00fcre\u00e7lerinin \u00f6n\u00fcne ge\u00e7ilmesi i\u00e7in faydal\u0131 bir uygulama olarak kabul ediliyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Sigortal\u0131 \u0130\u015fe Giri\u015fte Bildirim Zorunlulu\u011fu Nedir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fe ba\u015flayan ki\u015finin, i\u015fe giri\u015f tarihini takip eden g\u00fcnden itibaren 15 g\u00fcn i\u00e7inde en yak\u0131n \u0130\u015eKUR birimine bildirim yapmas\u0131 zorunlu. Bu s\u00fcre\u00e7 \u015fu ad\u0131mlarla ilerliyor:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0130\u015fe giri\u015f tarihinin netle\u015ftirilmesi<\/strong>: \u00c7al\u0131\u015fmaya ba\u015flanan ilk g\u00fcn bildirim s\u00fcresinin ba\u015flang\u0131c\u0131 olarak kabul edilir. SGK i\u015fe giri\u015f bildirgesinde yer alan tarih esas al\u0131n\u0131r.<\/li>\n<li><strong>\u0130\u015eKUR birimine ba\u015fvuru<\/strong>: \u0130\u015fe giri\u015f tarihini takip eden g\u00fcnden itibaren 15 g\u00fcn i\u00e7inde en yak\u0131n \u0130\u015eKUR hizmet merkezine \u015fahsen veya elektronik kanallar \u00fczerinden ba\u015fvuru yap\u0131l\u0131r. Bildirim, \u00f6denek dosyas\u0131n\u0131n g\u00fcncellenmesi i\u00e7in gereklidir.<\/li>\n<li><strong>Belge sunumu<\/strong>: Yeni i\u015fyerine ait bilgiler, i\u015fe ba\u015flama tarihi ve varsa i\u015f s\u00f6zle\u015fmesi \u0130\u015eKUR ile payla\u015f\u0131l\u0131r. Sistem \u00fczerinden otomatik e\u015fle\u015fme olsa da ki\u015finin beyan\u0131 da s\u00fcreci h\u0131zland\u0131r\u0131yor.<\/li>\n<li><strong>\u00d6denek kesme i\u015fleminin onaylanmas\u0131<\/strong>: Bildirim \u00fczerine \u0130\u015eKUR, \u00f6dene\u011fi i\u015fe giri\u015f tarihi itibar\u0131yla keser. Bu tarihten sonra yap\u0131lan \u00f6demeler haks\u0131z al\u0131nan tutar olarak kayda ge\u00e7er.<\/li>\n<li><strong>Kalan hak s\u00fcresinin kay\u0131t alt\u0131na al\u0131nmas\u0131<\/strong>: Hen\u00fcz kullan\u0131lmayan \u00f6denek s\u00fcresi dosyada korunur; ileride yeni bir hak sahipli\u011fi do\u011fdu\u011funda bu s\u00fcre tekrar de\u011ferlendirilebilir.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Haks\u0131z Al\u0131nan \u0130\u015fsizlik Maa\u015flar\u0131n\u0131n Geri \u00d6denmesi<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sigortal\u0131 i\u015fe ba\u015fland\u0131\u011f\u0131 halde \u00f6denek almaya devam edilen durumlarda, i\u015fe giri\u015f tarihinden itibaren yap\u0131lan t\u00fcm \u00f6demeler haks\u0131z \u00f6deme kapsam\u0131na giriyor. \u0130\u015eKUR bu tutarlar\u0131 yasal faiziyle birlikte geri talep ediyor ve \u00f6deme \u00e7a\u011fr\u0131s\u0131 tebli\u011f edildikten sonra belirlenen s\u00fcrede \u00f6denmezse icra takibi ba\u015flat\u0131l\u0131yor. Bildirim s\u00fcresinin a\u015f\u0131lmas\u0131, geri \u00f6deme tutar\u0131n\u0131n b\u00fcy\u00fcmesine ve faiz y\u00fck\u00fcn\u00fcn artmas\u0131na neden oluyor. Bu nedenle 15 g\u00fcnl\u00fck s\u00fcrenin ciddiye al\u0131nmas\u0131, hem \u00e7al\u0131\u015fan hem de \u0130K s\u00fcre\u00e7lerinin takibi a\u00e7\u0131s\u0131ndan \u00f6nem ta\u015f\u0131yor. \u0130\u015fverenin SGK&#039;ya yapt\u0131\u011f\u0131 i\u015fe giri\u015f bildirgesi otomatik olarak sisteme d\u00fc\u015fse de, \u00e7al\u0131\u015fan\u0131n \u0130\u015eKUR&#039;a kendi ba\u015fvurusunu yapmas\u0131 as\u0131l y\u00fck\u00fcml\u00fcl\u00fck olarak kabul ediliyor. \u0130K ekiplerinin oryantasyon s\u00fcrecinde yeni \u00e7al\u0131\u015fanlar\u0131 bu konuda bilgilendirmesi, hem \u00e7al\u0131\u015fan deneyimine katk\u0131 sa\u011fl\u0131yor hem de ileride do\u011fabilecek bireysel bor\u00e7 y\u00fcklerinin \u00f6n\u00fcne ge\u00e7iyor. Haks\u0131z \u00f6deme nedeniyle do\u011fan bor\u00e7lar, ki\u015finin ileride yeniden \u00f6denek hakk\u0131 do\u011fdu\u011funda da mahsup edilebiliyor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2026 Y\u0131l\u0131 \u0130\u015fsizlik Maa\u015f\u0131 Ne Kadard\u0131r?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130\u015fsizlik \u00f6dene\u011fi, prime esas kazanc\u0131n son d\u00f6rt ayl\u0131k ortalamas\u0131n\u0131n y\u00fczde k\u0131rk\u0131 olarak hesaplan\u0131yor ve asgari \u00fccretin br\u00fct tutar\u0131n\u0131n y\u00fczde seksenini a\u015fam\u0131yor. Hak sahipli\u011fi s\u00fcresi ise son \u00fc\u00e7 y\u0131ldaki prim g\u00fcn say\u0131s\u0131na g\u00f6re 180, 240 veya 300 g\u00fcn olarak belirleniyor.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avantajlar\u0131 (Art\u0131lar\u0131)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0130\u015fsiz kal\u0131nan d\u00f6nemde d\u00fczenli bir gelir g\u00fcvencesi sa\u011fl\u0131yor; aile b\u00fct\u00e7esinin k\u0131sa vadede korunmas\u0131na yard\u0131mc\u0131 oluyor.<\/li>\n<li>\u00d6denek d\u00f6nemi boyunca genel sa\u011fl\u0131k sigortas\u0131 primleri \u0130\u015eKUR taraf\u0131ndan kar\u015f\u0131lan\u0131yor, sa\u011fl\u0131k hizmetlerine eri\u015fim s\u00fcr\u00fcyor.<\/li>\n<li>Hak s\u00fcresi tamamen kullan\u0131lmadan i\u015fe ba\u015flan\u0131rsa kalan s\u00fcre dosyada korunuyor; sonraki hak sahipliklerinde devreye girebiliyor.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Dezavantajlar\u0131 (Eksileri)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Asgari \u00fccretin br\u00fct tutar\u0131n\u0131n y\u00fczde sekseniyle s\u0131n\u0131rland\u0131\u011f\u0131 i\u00e7in, \u00f6nceki kazanc\u0131 y\u00fcksek olan \u00e7al\u0131\u015fanlarda gelir kayb\u0131 \u00f6nemli \u00f6l\u00e7\u00fcde hissediliyor.<\/li>\n<li>Hak s\u00fcresi en fazla 300 g\u00fcn ile s\u0131n\u0131rl\u0131; bu s\u00fcre dolmadan i\u015f bulamayan ki\u015filer i\u00e7in ek bir destek mekanizmas\u0131 bulunmuyor.<\/li>\n<li>Sigortal\u0131 bir i\u015fe ba\u015flanmas\u0131 durumunda \u00f6denek an\u0131nda kesiliyor; k\u0131smi veya ge\u00e7ici i\u015flerde \u00e7al\u0131\u015fmak isteyenler i\u00e7in esneklik sunmuyor.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Yasal Uyar\u0131:<\/strong> Bu i\u00e7erikte yer alan bilgiler genel bilgilendirme ama\u00e7l\u0131d\u0131r ve hukuki ya da mali dan\u0131\u015fmanl\u0131k niteli\u011fi ta\u015f\u0131maz. Mevzuat zaman zaman de\u011fi\u015febildi\u011finden, kendi durumunuza \u00f6zel bir karar almadan \u00f6nce g\u00fcncel mevzuat\u0131n ve bir uzman g\u00f6r\u00fc\u015f\u00fcn\u00fcn dikkate al\u0131nmas\u0131 faydal\u0131 olacakt\u0131r.<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID19366\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"19366\"\n         id=\"da-reactions-slot-post-19366\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0130\u015fsizlik \u00f6dene\u011fi al\u0131rken sigortal\u0131 bir i\u015fe ba\u015flanmas\u0131, \u00f6dene\u011fin kesilmesini do\u011frudan tetikleyen bir 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