{"id":6771,"date":"2017-08-21T12:58:27","date_gmt":"2017-08-21T09:58:27","guid":{"rendered":"http:\/\/www.kariyer.net\/ik-blog\/?p=6771"},"modified":"2017-08-21T12:58:27","modified_gmt":"2017-08-21T09:58:27","slug":"bireysel-emeklilik-zorunlu-hale-mi-geliyor","status":"publish","type":"post","link":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/","title":{"rendered":"Bireysel emeklilik zorunlu hale mi geliyor?"},"content":{"rendered":"<p><strong>H\u00fck\u00fcmetin b\u00fcy\u00fck umutlarla hayata ge\u00e7irdi\u011fi zorunlu Bireysel Emeklilik Sistemi\u2019nde (BES) ya\u015fanan b\u00fcy\u00fck h\u00fcsran sonucu sistem revize ediliyor. Beklenenden \u00e7ok daha fazla \u00e7al\u0131\u015fan\u0131n sistemden \u00e7\u0131kmas\u0131, yeni d\u00fczenlemeleri g\u00fcndeme getirdi.<\/strong><\/p>\n<p>6740 say\u0131l\u0131 Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanununda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanunla kademeli olarak 1000 ve \u00fczeri i\u015f\u00e7i \u00e7al\u0131\u015ft\u0131ran i\u015fverenler i\u00e7in 1 Ocak 2017\u2019de y\u00fcr\u00fcrl\u00fc\u011fe girmi\u015f ve yakla\u015f\u0131k 1 milyon 750 bin ki\u015fi BES\u2019e dahil olmu\u015ftu. Nisan ve Temmuz d\u00f6nemlerindeki i\u015fyeri kapsama say\u0131lar\u0131 da dikkate al\u0131nd\u0131\u011f\u0131nda 6,5 milyon i\u015f\u00e7i ve memurun kapsama girdi\u011fi BES\u2019te yaprak d\u00f6k\u00fcm\u00fc beklenenden \u00e7ok daha fazla ger\u00e7ekle\u015fti.<\/p>\n<h2><strong>3 \u00e7al\u0131\u015fma bakan\u0131 eskiten yeni BES<\/strong><\/h2>\n<p><a href=\"http:\/\/www.kariyer.net\/ik-blog\/otomatik-bes-uygulamasi-1-ocakta-yururlukte\/\" target=\"_blank\">Bireysel Emeklilik Sistemi<\/a>, eski \u00c7al\u0131\u015fma Bakan\u0131 Faruk \u00c7elik d\u00f6neminden bu yana g\u00fcndemdeydi. Faruk \u00c7elik zaman\u0131nda temeli at\u0131lm\u0131\u015f, plan projesi yap\u0131lm\u0131\u015f uygulama yine eski \u00c7al\u0131\u015fma Bakan\u0131 Mehmet M\u00fcezzino\u011flu zaman\u0131nda uygulamaya konmu\u015ftu. Ancak mevcut durumda h\u00fck\u00fcmet bekledi\u011fi verimi BES\u2019ten ne yaz\u0131k ki alamad\u0131. Bu nedenle konuyla ilgili Ekonomi, Maliye ve \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 yeni d\u00fczenlemeler getiriyor. Yeni d\u00fczenlemeler, \u00c7al\u0131\u015fma Bakan\u0131 olan J\u00fclide Sar\u0131ero\u011flu \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ger\u00e7ekle\u015fecek. Yeni olu\u015fum ve d\u00fczenlemelerde sadece \u00c7al\u0131\u015fma Bakanl\u0131\u011f\u0131 de\u011fil, bu kez Ekonomi ve Maliye Bakanl\u0131\u011f\u0131 da yer alacak.<\/p>\n<h2><strong>Yeni d\u00fczenlemeler neler?<\/strong><\/h2>\n<p>\u00d6ncelikle konunun \u00e7al\u0131\u015fanlara yeterince anla\u015f\u0131l\u0131r bir dille aktar\u0131lmas\u0131 ve anlat\u0131lmas\u0131 planlan\u0131yor. BES\u2019te olu\u015fan toplu cayma nedenlerinin ba\u015f\u0131nda ileti\u015fim eksikli\u011fi ve \u00e7al\u0131\u015fanlara sistemin etkin anlat\u0131lmamas\u0131n\u0131n geldi\u011fi tespit edilmi\u015f.<\/p>\n<p>Medyada, eski d\u00f6nemlerde yine devlet garantisinde uygulanan ve kolay kolay kimsenin biriken fonunu alamad\u0131\u011f\u0131 KEY ve tasarruf <a href=\"http:\/\/www.kariyer.net\/ik-blog\/isveren-tesvikleri-yururluge-girdi\/\" target=\"_blank\">te\u015fvik<\/a> fon \u00f6demeleri de yine ba\u015fka bir neden olarak g\u00fcndeme getiriliyor.<\/p>\n<h2><strong>Cayma s\u00fcresi uzat\u0131l\u0131yor, devlet yard\u0131m\u0131 art\u0131yor<\/strong><\/h2>\n<p>G\u00f6n\u00fcll\u00fc olarak bireysel <a href=\"http:\/\/www.kariyer.net\/ik-blog\/emeklilik-yasi-artiyor-mu\/\" target=\"_blank\">emeklilik<\/a> sisteminde olan 6.8 milyon kat\u0131l\u0131mc\u0131n\u0131n 70 milyar liral\u0131k birikimi mevcut. Otomatik kat\u0131l\u0131mda ise 2.5 milyon kat\u0131l\u0131mc\u0131n\u0131n, sekiz ay i\u00e7erisinde 775 milyon lira birikimi oldu. 6,3 milyon \u00e7al\u0131\u015fan\u0131n dahil oldu\u011fu otomatik BES&#8217;te 2,5 milyon ki\u015fi kalm\u0131\u015f durumda. Otomatik BES&#8217;ten \u00e7\u0131k\u0131\u015f oran\u0131 ortalamada y\u00fczde 60&#8217;a yakla\u015f\u0131rken, \u00f6zel sekt\u00f6rde sistemden \u00e7\u0131k\u0131\u015f oran\u0131 y\u00fczde 62, kamuda ise y\u00fczde 49 oran\u0131nda. Mehmet \u015eim\u015fek\u2019in sinyallerini verdi\u011fi de\u011fi\u015fim \u00e7al\u0131\u015fmas\u0131n\u0131n detaylar\u0131 da bu beklemeyen cayma oran\u0131ndan sonra belirginle\u015fmeye ba\u015flad\u0131.<\/p>\n<p>Yeni paketin Eyl\u00fcl-Ekim gibi h\u00fck\u00fcmete sunulmas\u0131 beklenirken, en ge\u00e7 1 Ocak 2018&#8217;de yeni d\u00fczenlemenin hayata ge\u00e7irilmesi bekleniyor.<\/p>\n<p>H\u00fck\u00fcmet, y\u00fczde 25\u2019lik devlet katk\u0131s\u0131n\u0131n art\u0131r\u0131lmas\u0131n\u0131 planl\u0131yor. Mevcut sistemde 100 liral\u0131k ayl\u0131k \u00f6deme tutar\u0131 bulunan bir kat\u0131l\u0131mc\u0131ya devlet 25 TL veriyor. Bu tutar\u0131n y\u00fczde 30\u2019a \u00e7\u0131kar\u0131lmas\u0131 planlan\u0131yor.<\/p>\n<p>Sistem dahilinde bulunan cayma bedelinin kald\u0131r\u0131lmas\u0131yla cayma s\u00fcresinin alt\u0131\u00a0veya sekiz\u00a0aya \u00e7\u0131kar\u0131lmas\u0131 sekt\u00f6r temsilcileri taraf\u0131ndan Bakanl\u0131\u011fa sunuldu.<\/p>\n<p>Ayr\u0131ca 45 ya\u015f \u00fczeri ve 18 ya\u015f alt\u0131 \u00e7al\u0131\u015fanlar\u0131n iste\u011fe ba\u011fl\u0131 de\u011fil, zorunlu olarak sisteme dahil edilmesi de g\u00fcndemdeki \u00f6nemli ba\u015fl\u0131klardan\u2026<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID6771\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"6771\"\n         id=\"da-reactions-slot-post-6771\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>H\u00fck\u00fcmetin b\u00fcy\u00fck umutlarla hayata ge\u00e7irdi\u011fi zorunlu Bireysel Emeklilik Sistemi\u2019nde (BES) ya\u015fanan b\u00fcy\u00fck h\u00fcsran sonucu sistem revize ediliyor. Beklenenden \u00e7ok daha fazla \u00e7al\u0131\u015fan\u0131n sistemden \u00e7\u0131kmas\u0131, yeni d\u00fczenlemeleri g\u00fcndeme getirdi. 6740 say\u0131l\u0131 Bireysel Emeklilik Tasarruf ve Yat\u0131r\u0131m Sistemi Kanununda De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanunla kademeli olarak 1000 ve \u00fczeri i\u015f\u00e7i \u00e7al\u0131\u015ft\u0131ran i\u015fverenler i\u00e7in 1 Ocak 2017\u2019de y\u00fcr\u00fcrl\u00fc\u011fe girmi\u015f [&hellip;]<\/p>\n<!-- templates\/buttons-placeholder.php -->\n<div class=\"da-reactions-outer TpostID6771\">\n\t    <div class=\"da-reactions-data da-reactions-container-async center\"\n         data-type=\"post\"\n         data-id=\"6771\"\n         id=\"da-reactions-slot-post-6771\">\n        <div class=\"da-reactions-static\">\n\t\t\t<img src=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/plugins\/da-reactions\/assets\/dist\/loading.svg\" alt=\"Loading spinner\" width=\"48\" height=\"48\" style=\"width:48px\" \/>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"author":14,"featured_media":6774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_elementor_edit_mode":"","_elementor_template_type":"","_elementor_data":"","_elementor_page_settings":null,"_elementor_conditions":[]},"categories":[26,37],"tags":[74,75],"class_list":{"0":"post-6771","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-insan-kaynaklari","8":"category-is-kanunu-mevzuat","9":"tag-bes","10":"tag-bireysel-emeklilik"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.4 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bireysel emeklilik zorunlu hale mi geliyor? - \u0130K Blog<\/title>\n<meta name=\"description\" content=\"H\u00fck\u00fcmetin b\u00fcy\u00fck umutlarla hayata ge\u00e7irdi\u011fi zorunlu Bireysel Emeklilik Sistemi\u2019nde (BES) ya\u015fanan b\u00fcy\u00fck h\u00fcsran sonucu sistem revize ediliyor. Beklenenden\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bireysel emeklilik zorunlu hale mi geliyor?\" \/>\n<meta property=\"og:description\" content=\"H\u00fck\u00fcmetin b\u00fcy\u00fck umutlarla hayata ge\u00e7irdi\u011fi zorunlu Bireysel Emeklilik Sistemi\u2019nde (BES) ya\u015fanan b\u00fcy\u00fck h\u00fcsran sonucu sistem revize ediliyor. Beklenenden\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0130K Blog\" \/>\n<meta property=\"article:published_time\" content=\"2017-08-21T09:58:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2017\/08\/besson.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"900\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Edit\u00f6r\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"Edit\u00f6r\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 dakika\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Bireysel emeklilik zorunlu hale mi geliyor? - \u0130K Blog","description":"H\u00fck\u00fcmetin b\u00fcy\u00fck umutlarla hayata ge\u00e7irdi\u011fi zorunlu Bireysel Emeklilik Sistemi\u2019nde (BES) ya\u015fanan b\u00fcy\u00fck h\u00fcsran sonucu sistem revize ediliyor. Beklenenden","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/","og_locale":"tr_TR","og_type":"article","og_title":"Bireysel emeklilik zorunlu hale mi geliyor?","og_description":"H\u00fck\u00fcmetin b\u00fcy\u00fck umutlarla hayata ge\u00e7irdi\u011fi zorunlu Bireysel Emeklilik Sistemi\u2019nde (BES) ya\u015fanan b\u00fcy\u00fck h\u00fcsran sonucu sistem revize ediliyor. Beklenenden","og_url":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/","og_site_name":"\u0130K Blog","article_published_time":"2017-08-21T09:58:27+00:00","og_image":[{"width":900,"height":600,"url":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2017\/08\/besson.jpg","type":"image\/jpeg"}],"author":"Edit\u00f6r","twitter_misc":{"Yazan:":"Edit\u00f6r","Tahmini okuma s\u00fcresi":"3 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#article","isPartOf":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/"},"author":{"name":"Edit\u00f6r","@id":"https:\/\/www.kariyer.net\/ik-blog\/#\/schema\/person\/6b3f6b632f2b68a6fee208770c94827d"},"headline":"Bireysel emeklilik zorunlu hale mi geliyor?","datePublished":"2017-08-21T09:58:27+00:00","mainEntityOfPage":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/"},"wordCount":565,"commentCount":0,"publisher":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/#organization"},"image":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2017\/08\/besson.jpg","keywords":["BES","bireysel emeklilik"],"articleSection":["\u0130nsan Kaynaklar\u0131","\u0130\u015f Kanunu &amp; Mevzuat"],"inLanguage":"tr","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/","url":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/","name":"Bireysel emeklilik zorunlu hale mi geliyor? - \u0130K Blog","isPartOf":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#primaryimage"},"image":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#primaryimage"},"thumbnailUrl":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2017\/08\/besson.jpg","datePublished":"2017-08-21T09:58:27+00:00","description":"H\u00fck\u00fcmetin b\u00fcy\u00fck umutlarla hayata ge\u00e7irdi\u011fi zorunlu Bireysel Emeklilik Sistemi\u2019nde (BES) ya\u015fanan b\u00fcy\u00fck h\u00fcsran sonucu sistem revize ediliyor. Beklenenden","breadcrumb":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#breadcrumb"},"inLanguage":"tr","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/"]}]},{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#primaryimage","url":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2017\/08\/besson.jpg","contentUrl":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2017\/08\/besson.jpg","width":900,"height":600},{"@type":"BreadcrumbList","@id":"https:\/\/www.kariyer.net\/ik-blog\/bireysel-emeklilik-zorunlu-hale-mi-geliyor\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Ana sayfa","item":"https:\/\/www.kariyer.net\/ik-blog\/"},{"@type":"ListItem","position":2,"name":"Bireysel emeklilik zorunlu hale mi geliyor?"}]},{"@type":"WebSite","@id":"https:\/\/www.kariyer.net\/ik-blog\/#website","url":"https:\/\/www.kariyer.net\/ik-blog\/","name":"\u0130K Blog","description":"\u0130nsan Kaynaklar\u0131, \u0130\u015f D\u00fcnyas\u0131 Blogu | Kariyer.net","publisher":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.kariyer.net\/ik-blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"tr"},{"@type":"Organization","@id":"https:\/\/www.kariyer.net\/ik-blog\/#organization","name":"Kariyer.Net","url":"https:\/\/www.kariyer.net\/ik-blog\/","logo":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.kariyer.net\/ik-blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/01\/og-image1.jpg","contentUrl":"https:\/\/www.kariyer.net\/ik-blog\/wp-content\/uploads\/2023\/01\/og-image1.jpg","width":800,"height":800,"caption":"Kariyer.Net"},"image":{"@id":"https:\/\/www.kariyer.net\/ik-blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.kariyer.net\/ik-blog\/#\/schema\/person\/6b3f6b632f2b68a6fee208770c94827d","name":"Edit\u00f6r","image":{"@type":"ImageObject","inLanguage":"tr","@id":"https:\/\/www.kariyer.net\/ik-blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0c4fe6688343aed3693b15573beae12c08ace5565409d5ab7509bf9c115f458d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0c4fe6688343aed3693b15573beae12c08ace5565409d5ab7509bf9c115f458d?s=96&d=mm&r=g","caption":"Edit\u00f6r"},"url":"https:\/\/www.kariyer.net\/ik-blog\/author\/editor\/"}]}},"_links":{"self":[{"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/posts\/6771","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/comments?post=6771"}],"version-history":[{"count":0,"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/posts\/6771\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/media\/6774"}],"wp:attachment":[{"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/media?parent=6771"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/categories?post=6771"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kariyer.net\/ik-blog\/wp-json\/wp\/v2\/tags?post=6771"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}